Bank Branches › Closed and merged banks › Virginia › Xenith Bank
What happened to Xenith Bank?
Xenith Bank in Richmond, VA (earlier called SuffolkFirst Bank) merged into Bank of Hampton Roads of Richmond, VA on Jul 30, 2016. After 1 more change of hands, what was Xenith Bank is today part of Atlantic Union Bank (Richmond City, VA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 2003SuffolkFirst Bank opens in Richmond, VA
- Dec 23, 2009renamed Xenith Bank
- Jul 30, 2016MERGEDXenith Bank merged into Bank of Hampton Roads of Richmond, VA.FDIC certificate 57487 ends; its business continues under certificate 27125.
- Jan 1, 2018MERGEDBank of Hampton Roads (by then renamed Xenith Bank) of Richmond, VA merged into Union Bank & Trust of Richmond City, VA.FDIC certificate 27125 ends; its business continues under certificate 34589.
- TodayOPEN
Atlantic Union BankMain office Richmond City, VA · FDIC certificate 34589 · 177 offices in 4 states on June 30, 2026Every Atlantic Union Bank office → Website on file with the FDIC: www.atlanticunionbank.com
If you still have something from Xenith Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Xenith Bank as lienholder, start with Atlantic Union Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Atlantic Union Bank to search for the account under the name Xenith Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Atlantic Union Bank which branch now holds boxes from the Xenith Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
8 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1000 N Main StSuffolk, VA | OpenAtlantic Union Bank |
| 6720 Sutton RdGloucester, VA | OpenAtlantic Union Bank |
| 1011 Boulder Springs Drive, Suite 410Richmond, VA | No longer reported |
| 901 E. Cary Street Suite 1700Richmond, VA | No longer reported |
| 3535 Bridge RoadSuffolk, VA | No longer reported |
| 100 Bosley AveSuffolk, VA | No longer reported |
| 8200 Greensboro DriveMclean, VA | No longer reported |
| 1553 George Washington Memorial HighwayGloucester Point, VA | No longer reported |
Banks folded into Xenith Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Colonial Virginia BankGloucester, VA | Jul 1, 2014 |
| Virginia Business BankRichmond, VA | Jul 29, 2011 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 57487 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.