Bank Branches › Closed and merged banks › Georgia › Community Bank & Trust
What happened to Community Bank & Trust?
Community Bank & Trust in Cornelia, GA (earlier called Cornelia Bank and 1 other name) failed, and SCBT National Association of Columbia, SC took it over on Jan 29, 2010. After 1 more change of hands, what was Community Bank & Trust is today part of SouthState Bank, National Association (Winter Haven, FL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1900Cornelia Bank opens in Cornelia, GA
- Apr 1, 1986renamed Community Bank & Trust - Habersham
- Nov 20, 2000renamed Community Bank & Trust
- Jan 29, 2010FAILEDCommunity Bank & Trust failed, and SCBT National Association of Columbia, SC took it over.FDIC certificate 5702 ends; its business continues under certificate 13425.
- Jun 8, 2020MERGEDSCBT National Association (by then renamed South State Bank) of Columbia, SC merged into CenterState Bank, National Association of Winter Haven, FL.FDIC certificate 13425 ends; its business continues under certificate 33555.
- TodayOPEN
SouthState Bank, National AssociationMain office Winter Haven, FL · FDIC certificate 33555 · 349 offices in 8 states on June 30, 2026Every SouthState Bank, National Association office → Website on file with the FDIC: www.southstatebank.com
If you still have something from Community Bank & Trust
A lien that was never released
Community Bank & Trust failed on Jan 29, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to SouthState Bank, National Association, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, SCBT National Association). Start with SouthState Bank, National Association, and ask them to search under the name Community Bank & Trust.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask SouthState Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
45 offices filed under this charter in some year from 1994 on. 10 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 1851 N Elm StCommerce, GA | OpenSouthState Bank, National Association |
| 949 Washington StClarkesville, GA | OpenSouthState Bank, National Association |
| 450 Ee Butler PkwyGainesville, GA | OpenSouthState Bank, National Association |
| 448 N Main StCornelia, GA | OpenSouthState Bank, National Association |
| 71 Memorial DrJefferson, GA | OpenSouthState Bank, National Association |
| 1111 Big A Rd SToccoa, GA | OpenSouthState Bank, National Association |
| 455 Epps Bridge Pkwy, Ste 104Athens, GA | OpenSouthState Bank, National Association |
| 4 Mimosa StWinder, GA | OpenSouthState Bank, National Association |
| 174 Highway 441 NClayton, GA | OpenSouthState Bank, National Association |
| 209 North Elm StreetCommerce, GA | OpenSouthState Bank, National Association |
| 232 B Chatuge WayHiawassee, GA | No longer reported |
| 3630 Thompson Bridge RoadGainesville, GA | No longer reported |
| 2500 Limestone ParkwayGainesville, GA | No longer reported |
| 1216 Aviation Blvd, Suite 116Gainesville, GA | No longer reported |
| 3875 Mundy Mill RoadOakwood, GA | No longer reported |
| 7380 Spout Springs RoadFlowery Branch, GA | No longer reported |
| 4025 Winder HwyOakwood, GA | No longer reported |
| Hwy 441 North (Ingles #488)Clayton, GA | No longer reported |
| 7110 North Highway 441Dillard, GA | No longer reported |
| 30983 Highway 441 SouthCommerce, GA | No longer reported |
| 4 Main StreetMaysville, GA | No longer reported |
| 757 Big A Road, U.S. Highway 17Toccoa, GA | No longer reported |
| 3886 Ga Hwy 17 Suite 101Eastanollee, GA | No longer reported |
| 55 Helen Highway, Suite 2Cleveland, GA | No longer reported |
| 129 North Main StreetCleveland, GA | No longer reported |
| 28 Industrial Blvd Suite 105Cleveland, GA | No longer reported |
| 241 South Elm StreetCommerce, GA | No longer reported |
| 3187 Maysville RoadCommerce, GA | No longer reported |
| 1325 Washington StreetJefferson, GA | No longer reported |
| 1687 Old Pendergrass RoadJefferson, GA | No longer reported |
| 440 Atlanta Highway, N.W.Winder, GA | No longer reported |
| 1528 Atlanta HighwayAuburn, GA | No longer reported |
| 12 Angel StreetBethlehem, GA | No longer reported |
| 199 Habersham Co Shopping CenterCornelia, GA | No longer reported |
| 204 Clarkesville StationClarkesville, GA | No longer reported |
| 546 Georgia AvenueDemorest, GA | No longer reported |
| 1275-A Level Grove RoadCornelia, GA | No longer reported |
| 2 Irvin StreetCornelia, GA | No longer reported |
| 3320 Thompson Bridge Road, N.e., Suite CGainesville, GA | No longer reported |
| 1455 Highway 441, SouthClayton, GA | No longer reported |
Banks folded into Community Bank & Trust
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Community Bank & Trust - JacksonCommerce, GA | Nov 20, 2000 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 5702 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.