Bank Branches › Closed and merged banks › New Jersey › United Counties Trust Company
What happened to United Counties Trust Company?
United Counties Trust Company in Cranford, NJ (earlier called Union County Trust Company) merged into Meridian Bank, New Jersey of Cherry Hill, NJ on Feb 23, 1996. After 4 more changes of hands, what was United Counties Trust Company is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1864Union County Trust Company opens in Cranford, NJ
- Apr 3, 1972renamed United Counties Trust Company
- Feb 23, 1996MERGEDUnited Counties Trust Company merged into Meridian Bank, New Jersey of Cherry Hill, NJ.FDIC certificate 552 ends; its business continues under certificate 6493.
- Jun 14, 1996MERGEDMeridian Bank, New Jersey of Cherry Hill, NJ merged into New Jersey National Bank of Philadelphia, PA.FDIC certificate 6493 ends; its business continues under certificate 6500.
- Dec 6, 1996MERGEDNew Jersey National Bank of Philadelphia, PA merged into Corestates Bank, National Association of Philadelphia, PA.FDIC certificate 6500 ends; its business continues under certificate 719.
- May 15, 1998MERGEDCorestates Bank, National Association of Philadelphia, PA merged into First Union National Bank of Charlotte, NC.FDIC certificate 719 ends; its business continues under certificate 33869.
- Mar 20, 2010MERGEDFirst Union National Bank (by then renamed Wachovia Bank, National Association) of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
- TodayOPEN
Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026Every Wells Fargo Bank, National Association office → Website on file with the FDIC: www.wellsfargo.com
If you still have something from United Counties Trust Company
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows United Counties Trust Company as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Wells Fargo Bank, National Association to search for the account under the name United Counties Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Wells Fargo Bank, National Association which branch now holds boxes from the United Counties Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
37 offices filed under this charter in some year from 1994 on. 8 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 600 Newman Springs RdLincroft, NJ | OpenWells Fargo Bank, National Association |
| 350 Springfield AveBerkeley Heights, NJ | OpenWells Fargo Bank, National Association |
| 857 State Route 35Middletown, NJ | OpenWells Fargo Bank, National Association |
| 2 Holmes StCarteret, NJ | OpenWells Fargo Bank, National Association |
| 477 BoulevardKenilworth, NJ | OpenWells Fargo Bank, National Association |
| 350 Westminster AveElizabeth, NJ | OpenWells Fargo Bank, National Association |
| 222 Route 22Springfield, NJ | OpenWells Fargo Bank, National Association |
| 1221 Liberty AveHillside, NJ | OpenWells Fargo Bank, National Association |
| Four Lincoln PlaceMadison, NJ | No longer reported |
| 470 Rahway AveElizabeth, NJ | No longer reported |
| 201 North Wood AvenueLinden, NJ | No longer reported |
| 295-299 Morris AvenueSummit, NJ | No longer reported |
| 315 Central AvenueClark, NJ | No longer reported |
| 100 South Avenue EastCranford, NJ | No longer reported |
| 236 West St. George AvenueLinden, NJ | No longer reported |
| 40 West Price StreetLinden, NJ | No longer reported |
| 274 Somerset StreetNorth Plainfield, NJ | No longer reported |
| 1922 Westfield AvenueScotch Plains, NJ | No longer reported |
| Four Commerce DriveCranford, NJ | No longer reported |
| Walnut Avenue and Chestnut StreetCranford Township, NJ | No longer reported |
| 142 Broad StreetElizabeth, NJ | No longer reported |
| 609 Westfield AvenueElizabeth, NJ | No longer reported |
| 223 Mountain AvenueSpringfield, NJ | No longer reported |
| 300 Maple StreetSummit, NJ | No longer reported |
| 526 Inman AvenueColonia, NJ | No longer reported |
| 2426 Planfield AvenueSouth Plainfield, NJ | No longer reported |
| 1540 Roosevelt AvenueCarteret, NJ | No longer reported |
| 20 Cooke AvenueCarteret, NJ | No longer reported |
| 286 US Highway 206 SouthHillsborough Township, NJ | No longer reported |
| 242 Main StreetKeansburg, NJ | No longer reported |
| 400 Cedar AveWest Long Branch, NJ | No longer reported |
| Shrewsbury and Sycamore AvenuesShrewsbury, NJ | No longer reported |
| 49 Leonardville RoadBelford, NJ | No longer reported |
| 170 Broad StreetRed Bank, NJ | No longer reported |
| Chapel Hill Road and Route 35Middletown Township, NJ | No longer reported |
| 221 Monmouth RoadOakhurst, NJ | No longer reported |
| Church Street and Carr AvenueKeansburg, NJ | No longer reported |
Banks folded into United Counties Trust Company
3 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Kenilworth State BankKenilworth, NJ | Mar 1, 1983 |
| Springfield State BankSpringfield Township, NJ | Feb 10, 1976 |
| Keansburg-Middletown National BankMiddletown, NJ | Apr 3, 1972 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 552 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.