Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Closed and merged banks › Michigan › Old Kent Bank, National Association

FDIC certificate 5035 · Mount Clemens, MI

What happened to Old Kent Bank, National Association?

Old Kent Bank, National Association in Mount Clemens, MI (earlier called First National Bank in Mount Clemens and 1 other name) merged into Old Kent Bank of Grand Rapids, MI on Jul 1, 1995. After 1 more change of hands, what was Old Kent Bank, National Association is today part of Fifth Third Bank, National Association (Cincinnati, OH).

1926
opened
1995
merged away
3
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1926
    First National Bank in Mount Clemens opens in Mount Clemens, MI
  2. Jan 1, 1990
    renamed First National Bank in Macomb County
  3. Jun 17, 1995
    renamed Old Kent Bank, National Association
  4. Jul 1, 1995
    MERGEDOld Kent Bank, National Association merged into Old Kent Bank of Grand Rapids, MI.FDIC certificate 5035 ends; its business continues under certificate 993.
  5. Sep 30, 2009
    MERGEDOld Kent Bank (by then renamed Fifth Third Bank) of Grand Rapids, MI merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 993 ends; its business continues under certificate 6672.
  6. Today
    OPEN
    Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026

    Every Fifth Third Bank, National Association office →   Website on file with the FDIC: www.53.com

If you still have something from Old Kent Bank, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Old Kent Bank, National Association as lienholder, start with Fifth Third Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Fifth Third Bank, National Association to search for the account under the name Old Kent Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Fifth Third Bank, National Association which branch now holds boxes from the Old Kent Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

16 offices filed under this charter in some year from 1994 on. 9 are still open as of June 30, 2026.

OfficeLast filed under itNow
13555 23 Mile RdShelby Township, MI1995OpenFifth Third Bank, National Association
47000 Gratiot AveChesterfield, MI1995OpenFifth Third Bank, National Association
67855 Van DykeRomeo, MI1995OpenFifth Third Bank, National Association
100 Cass AveMount Clemens, MI1995OpenFifth Third Bank, National Association
35275 S Gratiot AveClinton Township, MI1995OpenFifth Third Bank, National Association
74195 Fulton StArmada, MI1995OpenFifth Third Bank, National Association
18276 Hall RoadClinton Township, MI1995OpenFifth Third Bank, National Association
40980 Hayes RdClinton Township, MI1995OpenFifth Third Bank, National Association
11555 16 Mile RdSterling Heights, MI1995OpenFifth Third Bank, National Association
39907 S Groesbeck HighwayMount Clemens, MI1995No longer reported
19233 Fifteen Mile RoadClinton Township, MI1995No longer reported
37930 Gratiot AvenueClinton Township, MI1995No longer reported
14 Market StreetMount Clemens, MI1995No longer reported
37887 26 Mile RoadNew Baltimore, MI1995No longer reported
718 JeffersonSelfridge Air Force Base, MI1995No longer reported
68 South GratiotMount Clemens, MI1995No longer reported

Banks folded into Old Kent Bank, National Association

1 bank merged directly into this charter.

BankEndedHow
The Armada State BankArmada, MIMar 18, 1970merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 5035 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.