Bank Branches › Closed and merged banks › Mississippi › Britton & Koontz Bank, N.A.
What happened to Britton & Koontz Bank, N.A.?
Britton & Koontz Bank, N.A. in Natchez, MS (earlier called Britton & Koontz First National Bank) merged into Home Bank of Lafayette, LA on Feb 15, 2014. That bank is now called Home Bank, National Association (Lafayette, LA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1933Britton & Koontz First National Bank opens in Natchez, MS
- Jun 1, 2004renamed Britton & Koontz Bank, N.A.
- Feb 15, 2014MERGEDBritton & Koontz Bank, N.A. merged into Home Bank of Lafayette, LA.FDIC certificate 4995 ends; its business continues under certificate 28094.
- TodayOPEN
Home Bank, National AssociationMain office Lafayette, LA · FDIC certificate 28094 · 43 offices in 3 states on June 30, 2026Every Home Bank, National Association office → Website on file with the FDIC: www.home24bank.com
If you still have something from Britton & Koontz Bank, N.A.
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Britton & Koontz Bank, N.A. as lienholder, start with Home Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Home Bank, National Association to search for the account under the name Britton & Koontz Bank, N.A.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Home Bank, National Association which branch now holds boxes from the Britton & Koontz Bank, N.A. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
11 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 500 Main StNatchez, MS | OpenHome Bank, National Association |
| 55a Sgt Prentiss DrNatchez, MS | OpenHome Bank, National Association |
| 2150 S Frontage RdVicksburg, MS | OpenDelta Bank |
| 411 Highway 61 NNatchez, MS | OpenHome Bank, National Association |
| 2059 Hwy 61 NorthVicksburg, MS | No longer reported |
| 4703 Bluebonnet BoulevardBaton Rouge, LA | No longer reported |
| 7415 Corporate Boulevard, Suite 935, Building HBaton Rouge, LA | No longer reported |
| 8810 Bluebonnet BlvdBaton Rouge, LA | No longer reported |
| 12716 Perkins RoadBaton Rouge, LA | No longer reported |
| 7142 Florida BoulevardBaton Rouge, LA | No longer reported |
| 148 North Shields LaneNatchez, MS | No longer reported |
Banks folded into Britton & Koontz Bank, N.A.
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Louisiana Bank & Trust CompanyBaton Rouge, LA | Dec 1, 2000 |
| Natchez First Federal Savings BankNatchez, MS | Jul 12, 1993 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 4995 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.