Bank Branches › Closed and merged banks › North Carolina › Communityone Bank, National Association
What happened to Communityone Bank, National Association?
Communityone Bank, National Association in Asheboro, NC (earlier called The First National Bank of Asheboro and 2 other names) merged into Capital Bank Corporation of Raleigh, NC on Oct 26, 2016. After 1 more change of hands, what was Communityone Bank, National Association is today part of First Horizon Bank (Memphis, TN).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1907The First National Bank of Asheboro opens in Asheboro, NC
- Mar 1, 1976renamed The First National Bank of Randolph County
- Oct 1, 1990renamed First National Bank and Trust Company
- Jun 4, 2007renamed Communityone Bank, National Association
- Oct 26, 2016MERGEDCommunityone Bank, National Association merged into Capital Bank Corporation of Raleigh, NC.FDIC certificate 4879 ends; its business continues under certificate 59049.
- Nov 30, 2017MERGEDCapital Bank Corporation of Raleigh, NC merged into First Tennessee Bank, National Association of Memphis, TN.FDIC certificate 59049 ends; its business continues under certificate 4977.
- TodayOPEN
First Horizon BankMain office Memphis, TN · FDIC certificate 4977 · 406 offices in 12 states on June 30, 2026Every First Horizon Bank office → Website on file with the FDIC: www.firsthorizon.com
If you still have something from Communityone Bank, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Communityone Bank, National Association as lienholder, start with First Horizon Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Horizon Bank to search for the account under the name Communityone Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Horizon Bank which branch now holds boxes from the Communityone Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
64 offices filed under this charter in some year from 1994 on. 23 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 1420 2nd St NeHickory, NC | OpenFirst Horizon Bank |
| 301 S Mcdowell St, Ste 100Charlotte, NC | OpenFirst Horizon Bank |
| 101 Sunset AveAsheboro, NC | OpenFirst Horizon Bank |
| 707 College Ave SwLenoir, NC | OpenFirst Horizon Bank |
| 25 3rd St NwHickory, NC | OpenFirst Horizon Bank |
| 2841 W Us Highway 421Wilkesboro, NC | OpenFirst Horizon Bank |
| 325 Leola StBoone, NC | OpenFirst Horizon Bank |
| 804 S New Hope RdGastonia, NC | OpenFirst Horizon Bank |
| 1351 Norwood St SwLenoir, NC | OpenFirst Horizon Bank |
| 495 Pinehurst AveSouthern Pines, NC | OpenFirst Horizon Bank |
| 200 N Main StChina Grove, NC | OpenFirst Horizon Bank |
| 23 N Main StGranite Falls, NC | OpenFirst Horizon Bank |
| 204 E Main StSeagrove, NC | OpenFirst Horizon Bank |
| 701 S Main StMount Holly, NC | OpenFirst Horizon Bank |
| 2675 Northwest BlvdNewton, NC | OpenFirst Horizon Bank |
| 10108 S Main StArchdale, NC | OpenFirst Horizon Bank |
| 201 E Meeting StMorganton, NC | OpenFirst Horizon Bank |
| 2432 Mckee RdCharlotte, NC | OpenFirst Horizon Bank |
| 225 Faith RdSalisbury, NC | OpenFirst Horizon Bank |
| 8231 Magnolia Estates DrCornelius, NC | OpenFirst Horizon Bank |
| 1829 E Broad StStatesville, NC | OpenFirst Horizon Bank |
| 6816 Carnegie BlvdCharlotte, NC | OpenFirst Horizon Bank |
| 6440 W Wilkinson BlvdBelmont, NC | OpenFirst Horizon Bank |
| 202 East Washington StreetRockingham, NC | No longer reported |
| 115 West Sunset AvenueEllerbe, NC | No longer reported |
| 1222 Rockingham RoadRockingham, NC | No longer reported |
| 2220 12th Avenue, N.E.Hickory, NC | No longer reported |
| 2900 Highway 127 SouthHickory, NC | No longer reported |
| 311 North Main AvenueNewton, NC | No longer reported |
| 1938 Jake Alexander Boulevard WestSalisbury, NC | No longer reported |
| 6792 Jordan RoadRamseur, NC | No longer reported |
| 685 West Academy StreetRandleman, NC | No longer reported |
| 106 East Taft StreetAsheboro, NC | No longer reported |
| 206 South Highway 27Stanley, NC | No longer reported |
| 2924 N Nc Hwy 16Millers Creek, NC | No longer reported |
| 1711 East Eleventh StreetSiler City, NC | No longer reported |
| 141 Williamson RoadMooresville, NC | No longer reported |
| 1128 South Main StreetGraham, NC | No longer reported |
| 102 Millstone DriveHillsborough, NC | No longer reported |
| 380 Plaza RoadLaurinburg, NC | No longer reported |
Banks folded into Communityone Bank, National Association
5 banks merged directly into this charter; counting the banks those had absorbed earlier, 8 charters end up inside it.
| Bank | Ended |
|---|---|
| Bank of GraniteCharlotte, NC | Jun 8, 2013 |
| First Gaston Bank of North CarolinaGastonia, NC | Aug 1, 2006 |
| Alamance BankGraham, NC | Feb 1, 2006 |
| Rowan Savings Bank, SSB, Inc.China Grove, NC | Nov 30, 2004 |
| Richmond Savings Bank, SSBRockingham, NC | Jun 26, 2000 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 4879 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.