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Bank Branches › Closed and merged banks › Maryland › Farmers Bank of Maryland

FDIC certificate 4821 · Annapolis, MD

What happened to Farmers Bank of Maryland?

Farmers Bank of Maryland in Annapolis, MD (earlier called The Farmers National Bank of Annapolis and 1 other name) merged into Branch Banking and Trust Company of Charlotte, NC on Oct 11, 2003. That bank is now called Truist Bank (Charlotte, NC).

1805
opened
2003
merged away
3
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1805
    The Farmers National Bank of Annapolis opens in Annapolis, MD
  2. Mar 5, 1976
    renamed Farmers National Bank of Maryland
  3. Dec 29, 1994
    renamed Farmers Bank of Maryland
  4. Oct 11, 2003
    MERGEDFarmers Bank of Maryland merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 4821 ends; its business continues under certificate 9846.
  5. Today
    OPEN
    Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026

    Every Truist Bank office →   Website on file with the FDIC: www.Truist.com

If you still have something from Farmers Bank of Maryland

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Farmers Bank of Maryland as lienholder, start with Truist Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Truist Bank to search for the account under the name Farmers Bank of Maryland. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Truist Bank which branch now holds boxes from the Farmers Bank of Maryland office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

53 offices filed under this charter in some year from 1994 on. 14 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
5 Church CirAnnapolis, MD2003OpenTruist Bank
10264 Southern Maryland Blvd, Ste 100Dunkirk, MD2003OpenTruist Bank
80 Central Ave WEdgewater, MD2003OpenTruist Bank
101 Hillsmere DrAnnapolis, MD2003OpenTruist Bank
2401 Baldwin Mill RdFallston, MD2003OpenTruist Bank
3030 Mountain RdPasadena, MD2003OpenTruist Bank
100 Marlboro Ave, Ste 1Easton, MD2003OpenTruist Bank
2 Arnold RdArnold, MD2003OpenTruist Bank
501 Washington AveChestertown, MD2003OpenTruist Bank
1310 E Joppa RdTowson, MD2001OpenTruist Bank
102 BroadwayCentreville, MD2003OpenTruist Bank
3500 Conowingo RdStreet, MD2003OpenTruist Bank
1014 Gateway RdEdgewood, MD2003OpenTruist Bank
103 N Main StGreensboro, MD2003OpenTruist Bank
2015 West StreetAnnapolis, MD2003No longer reported
559 Baltimore Annapolis BoulevardSeverna Park, MD2003No longer reported
416 Sixth StreetAnnapolis, MD2003No longer reported
501 Jumpers Hole RoadSeverna Park, MD2003No longer reported
2151 Defense HighwayCrofton, MD2003No longer reported
801 Compass Way Ste 7Annapolis, MD2003No longer reported
3062 Solomons Island RoadEdgewater, MD2003No longer reported
5401 Southern Maryland BlvdLothian, MD2003No longer reported
91 Main StreetAnnapolis, MD2003No longer reported
200 Hospital DriveGlen Burnie, MD2003No longer reported
400 Cypress StreetMillington, MD2003No longer reported
2140 Old Washington RoadWaldorf, MD2003No longer reported
10660 Stanhaven PlaceWhite Plains, MD2003No longer reported
11630 Glen Arm RoadGlen Arm, MD2003No longer reported
3891 Jarrettsville PikeJarrettsville, MD2003No longer reported
2900 Churchville RoadChurchville, MD2003No longer reported
203 Market StreetHavre De Grace, MD2003No longer reported
1911 Bel Air RoadFallston, MD2003No longer reported
5 Bel Air South Parkway Ste 101Bel Air, MD2003No longer reported
37 South Main StreetBel Air, MD2003No longer reported
315 South Main StreetBel Air, MD2003No longer reported
23415 Three Notch Rd Ste 2060California, MD2003No longer reported
6168 Oxon Hill RdOxon Hill, MD2003No longer reported
9420 Marlboro PikeUpper Marlboro, MD2003No longer reported
9110 Piscataway RoadClinton, MD2003No longer reported
9412 Livingston RoadFort Washington, MD2003No longer reported

Banks folded into Farmers Bank of Maryland

4 banks merged directly into this charter; counting the banks those had absorbed earlier, 5 charters end up inside it.

BankEndedHow
First Virginia Bank-MarylandUpper Marlboro, MDMay 15, 1999merged
The Caroline County BankGreensboro, MDFeb 7, 1998merged
First Virginia Bank-Central MarylandBel Air, MDMar 8, 1997merged
The Millington Bank of MarylandMillington, MDMar 5, 1976merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 4821 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.