Bank Branches › Closed and merged banks › Missouri › Central Bank of Sedalia
What happened to Central Bank of Sedalia?
Central Bank of Sedalia in Sedalia, MO (earlier called The Third National Bank of Sedalia) merged into The Central Trust Bank of Jefferson City, MO on Oct 1, 2021. The Central Trust Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1883The Third National Bank of Sedalia opens in Sedalia, MO
- Jun 12, 2015renamed Central Bank of Sedalia
- Oct 1, 2021MERGEDCentral Bank of Sedalia merged into The Central Trust Bank of Jefferson City, MO.FDIC certificate 4569 ends; its business continues under certificate 12633.
- TodayOPEN
The Central Trust BankMain office Jefferson City, MO · FDIC certificate 12633 · 164 offices in 6 states on June 30, 2026Every The Central Trust Bank office → Website on file with the FDIC: www.centralbank.net
If you still have something from Central Bank of Sedalia
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Central Bank of Sedalia as lienholder, start with The Central Trust Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask The Central Trust Bank to search for the account under the name Central Bank of Sedalia. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask The Central Trust Bank which branch now holds boxes from the Central Bank of Sedalia office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
8 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 301 W Broadway BlvdSedalia, MO | OpenThe Central Trust Bank |
| 1307 S Limit AveSedalia, MO | OpenThe Central Trust Bank |
| 3000 W Broadway BlvdSedalia, MO | OpenThe Central Trust Bank |
| 400 W Broadway BlvdSedalia, MO | OpenThe Central Trust Bank |
| 2900 S Limit AveSedalia, MO | OpenThe Central Trust Bank |
| 2116 Nelwood DrColumbia, MO | No longer reported |
| 101 South Ohio StreetSedalia, MO | No longer reported |
| 301 South OhioSedalia, MO | No longer reported |
Banks folded into Central Bank of Sedalia
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| The Union Savings BankSedalia, MO | Oct 1, 2011 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 4569 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.