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FDIC certificate 3735 · Rockford, IL

What happened to Amcore Bank, National Association?

Amcore Bank, National Association in Rockford, IL (earlier called The Illinois National Bank & Trust Company of Rockford and 2 other names) failed, and Harris National Association of Chicago, IL took it over on Apr 23, 2010. That bank is now called BMO Bank National Association (Chicago, IL).

1931
opened
2010
failed
4
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1931
    The Illinois National Bank & Trust Company of Rockford opens in Rockford, IL
  2. Nov 19, 1985
    renamed Amcore Bank, National Association
  3. May 30, 1989
    renamed Amcore Bank National Association, Rockford
  4. Oct 1, 1999
    renamed Amcore Bank, National Association
  5. Apr 23, 2010
    FAILEDAmcore Bank, National Association failed, and Harris National Association of Chicago, IL took it over.FDIC certificate 3735 ends; its business continues under certificate 16571.
  6. Today
    OPEN
    BMO Bank National AssociationMain office Chicago, IL · FDIC certificate 16571 · 988 offices in 23 states on June 30, 2026

    Every BMO Bank National Association office →   Website on file with the FDIC: www.bmo.com

If you still have something from Amcore Bank, National Association

A lien that was never released

Amcore Bank, National Association failed on Apr 23, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to BMO Bank National Association, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Harris National Association). Start with BMO Bank National Association, and ask them to search under the name Amcore Bank, National Association.

For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask BMO Bank National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

113 offices filed under this charter in some year from 1994 on. 31 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
225 W Jackson StWoodstock, IL2009OpenBMO Bank National Association
212 N Hennepin AveDixon, IL2009OpenMidland States Bank
815 S Main StPrinceton, IL2009OpenMidland States Bank
1625 10th StMonroe, WI2009OpenBank First, N.A.
1480 S Alpine RdRockford, IL2009OpenBMO Bank National Association
2705 N Mulford RdRockford, IL2009OpenBMO Bank National Association
228 S Main StRockford, IL2009OpenBMO Bank National Association
3201 N Perryville RdRockford, IL2009OpenBMO Bank National Association
1530 W Lane RdMachesney Park, IL2009OpenBMO Bank National Association
610 W Verona AveVerona, WI2009OpenBMO Bank National Association
94 N. Kennedy Memorial DriveCarpentersville, IL2009OpenBMO Bank National Association
1134 Willow LnNorthbrook, IL2009OpenBMO Bank National Association
301 Se 3rd StAledo, IL2000OpenBankOrion
2825 Plaza DrPeru, IL2009OpenMidland States Bank
500 Peck AveClinton, WI2002OpenBank First, N.A.
24 West StMontello, WI2002OpenNational Exchange Bank and Trust
218 N Walworth StDarien, WI2002OpenBank First, N.A.
1275 Benington RdRockford, IL2009OpenBMO Bank National Association
170 N Mclean BlvdElgin, IL2009OpenBMO Bank National Association
401 Southtowne DrBelvidere, IL2009OpenBMO Bank National Association
2851 New Pinery RdPortage, WI2009OpenBMO Bank National Association
1159 8th StBaraboo, WI2009OpenBMO Bank National Association
326 E 2nd StWestfield, WI2002OpenNational Exchange Bank and Trust
250 Dundee AveElgin, IL2009OpenBMO Bank National Association
941 1st AveRock Falls, IL2009OpenMidland States Bank
512 Highway 69New Glarus, WI2009OpenLake Ridge Bank
1 W Hitt StMount Morris, IL2000OpenUnion Savings Bank
609 8th AveMendota, IL2009OpenMidland States Bank
120 North South StreetKingston, WI2002OpenNational Exchange Bank and Trust
509 Main StreetDalton, WI2002OpenNational Exchange Bank and Trust
803 Main StAshton, IL2000OpenCentral Bank Illinois
4844 Hononegah RoadRoscoe, IL2009No longer reported
2510 South Alpine RoadRockford, IL2009No longer reported
501 Seventh StreetRockford, IL2009No longer reported
501 Seventh StreetRockford, IL2009No longer reported
1715 Rural StreetRockford, IL2009No longer reported
640 Blackhawk BoulevardSouth Beloit, IL2009No longer reported
426 W. Army Trail RoadCarol Stream, IL2009No longer reported
2810 South Highland AveLombard, IL2009No longer reported
2772 W 75th StNaperville, IL2009No longer reported

Banks folded into Amcore Bank, National Association

10 banks merged directly into this charter; counting the banks those had absorbed earlier, 23 charters end up inside it.

BankEndedHow
Amcore Bank, National Association, North CentralMendota, ILOct 1, 1999merged
Amcore Bank National Association, Rock River ValleyDixon, ILOct 1, 1999merged
Amcore Bank National Association, NorthwestWoodstock, ILOct 1, 1999merged
Amcore Bank, AledoAledo, ILOct 1, 1999merged
Amcore Bank, National Association, South CentralMonroe, WIOct 1, 1999merged
AMCORE Bank, MontelloMontello, WIOct 1, 1999merged
Amcore Bank, ClintonClinton, WIOct 1, 1999merged
AMCORE Bank, Central WisconsinBaraboo, WIOct 1, 1999merged
Amcore Bank ColonialRockford, ILMay 30, 1989merged
American National Bank and Trust Co.Rockford, ILNov 19, 1985merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 3735 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.