Bank Branches › Closed and merged banks › South Carolina › First Reliance Bank
What happened to First Reliance Bank?
First Reliance Bank in Florence, SC merged into Colony Bank of Fitzgerald, GA on Nov 1, 2026. Colony Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1999First Reliance Bank opens in Florence, SC
- Nov 1, 2026MERGEDFirst Reliance Bank merged into Colony Bank of Fitzgerald, GA.FDIC certificate 35214 ends; its business continues under certificate 22257.
- TodayOPEN
Colony BankMain office Fitzgerald, GA · FDIC certificate 22257 · 33 offices in 2 states on June 30, 2026Every Colony Bank office → Website on file with the FDIC: colony.bank
If you still have something from First Reliance Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First Reliance Bank as lienholder, start with Colony Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Colony Bank to search for the account under the name First Reliance Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Colony Bank which branch now holds boxes from the First Reliance Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
20 offices filed under this charter in some year from 1994 on. 13 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2170 W Palmetto StFlorence, SC | Open |
| 800 S Shelmore BlvdMount Pleasant, SC | Open |
| 1901 Main St, Ste 1550Columbia, SC | Open |
| 801 N Lake DrLexington, SC | Open |
| 411 2nd Loop RdFlorence, SC | Open |
| 500 E Washington StGreenville, SC | Open |
| 150 Highway 14Simpsonville, SC | Open |
| 2805 a Sunset BlvdWest Columbia, SC | Open |
| 3842 Mayfair StMyrtle Beach, SC | Open |
| 249 Williamson Rd, Ste 101bMooresville, NC | OpenCarter Bank & Trust |
| 536 S Stratford RdWinston Salem, NC | OpenCarter Bank & Trust |
| 900 Johnnie Dodds BlvdMount Pleasant, SC | Open |
| 507 21st Ave NMyrtle Beach, SC | Open |
| 2801b Wade Hampton BoulevardTaylors, SC | No longer reported |
| 3069 Trenwest Drive, Suite 101Winston Salem, NC | No longer reported |
| 25 Cumberland StreetCharleston, SC | No longer reported |
| 133 E. 1st North Street, Suite 4Summerville, SC | No longer reported |
| 348 Highway 701 North, Unit 2Loris, SC | No longer reported |
| 1154-B Haywood RoadGreenville, SC | No longer reported |
| 1125 48th Avenue North, 3rd FloorMyrtle Beach, SC | No longer reported |
Banks folded into First Reliance Bank
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Independence National BankGreenville, SC | Jan 23, 2018 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 35214 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.