Bank Branches › Closed and merged banks › Virginia › Millennium Bank, National Association
What happened to Millennium Bank, National Association?
Millennium Bank, National Association in Sterling, VA failed, and WashingtonFirst Bank of Reston, VA took it over on Feb 28, 2014. After 2 more changes of hands, what was Millennium Bank, National Association is today part of Atlantic Union Bank (Richmond City, VA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1999Millennium Bank, National Association opens in Sterling, VA
- Feb 28, 2014FAILEDMillennium Bank, National Association failed, and WashingtonFirst Bank of Reston, VA took it over.FDIC certificate 35096 ends; its business continues under certificate 57696.
- Jan 1, 2018MERGEDWashingtonFirst Bank of Reston, VA merged into Sandy Spring Bank of Olney, MD.FDIC certificate 57696 ends; its business continues under certificate 4865.
- Apr 1, 2025MERGEDSandy Spring Bank of Olney, MD merged into Atlantic Union Bank of Richmond City, VA.FDIC certificate 4865 ends; its business continues under certificate 34589.
- TodayOPEN
Atlantic Union BankMain office Richmond City, VA · FDIC certificate 34589 · 177 offices in 4 states on June 30, 2026Every Atlantic Union Bank office → Website on file with the FDIC: www.atlanticunionbank.com
If you still have something from Millennium Bank, National Association
A lien that was never released
Millennium Bank, National Association failed on Feb 28, 2014. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Atlantic Union Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, WashingtonFirst Bank). Start with Atlantic Union Bank, and ask them to search under the name Millennium Bank, National Association.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Atlantic Union Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
9 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 8821 W Broad StRichmond, VA | OpenPrimis Bank |
| 3012 BoulevardColonial Heights, VA | OpenPrimis Bank |
| 13081 Worldgate DrHerndon, VA | OpenAtlantic Union Bank |
| 21430 Ceda Dr Unit 100Sterling, VA | No longer reported |
| 21430 Cedar DriveSterling, VA | No longer reported |
| 11414 Washington PlazaReston, VA | No longer reported |
| 11 Main St, Ste AWarrenton, VA | No longer reported |
| 1025 Seneca RoadGreat Falls, VA | No longer reported |
| 11260 Roger Bacon DrReston, VA | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 35096 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.