Bank Branches › Closed and merged banks › Florida › Southern Community Bank of Central Florida
What happened to Southern Community Bank of Central Florida?
Southern Community Bank of Central Florida in Orlando, FL (earlier called Southern Community Bank) merged into First National Bank of Florida of Naples, FL on Sep 3, 2004. After 2 more changes of hands, what was Southern Community Bank of Central Florida is today part of Fifth Third Bank, National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1998Southern Community Bank opens in Orlando, FL
- Sep 2, 2003renamed Southern Community Bank of Central Florida
- Sep 3, 2004MERGEDSouthern Community Bank of Central Florida merged into First National Bank of Florida of Naples, FL.FDIC certificate 34828 ends; its business continues under certificate 27538.
- Jan 1, 2005MERGEDFirst National Bank of Florida of Naples, FL merged into Fifth Third Bank of Grand Rapids, MI.FDIC certificate 27538 ends; its business continues under certificate 993.
- Sep 30, 2009MERGEDFifth Third Bank of Grand Rapids, MI merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 993 ends; its business continues under certificate 6672.
- TodayOPEN
Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026Every Fifth Third Bank, National Association office → Website on file with the FDIC: www.53.com
If you still have something from Southern Community Bank of Central Florida
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Southern Community Bank of Central Florida as lienholder, start with Fifth Third Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Fifth Third Bank, National Association to search for the account under the name Southern Community Bank of Central Florida. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Fifth Third Bank, National Association which branch now holds boxes from the Southern Community Bank of Central Florida office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
11 offices filed under this charter in some year from 1994 on. 7 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 200 E Robinson St, Ste 101Orlando, FL | OpenFifth Third Bank, National Association |
| 5100 S Clyde Morris BlvdPort Orange, FL | OpenFifth Third Bank, National Association |
| 766 N Sun Dr Ste 100Lake Mary, FL | OpenFifth Third Bank, National Association |
| 4 N Beach StOrmond Beach, FL | OpenFifth Third Bank, National Association |
| 254 W State Road 436Altamonte Springs, FL | OpenFifth Third Bank, National Association |
| 1030 W International Speedway BlvdDaytona Beach, FL | OpenFifth Third Bank, National Association |
| 2324 Sand Lake RdOrlando, FL | OpenFifth Third Bank, National Association |
| 1199 Spring Centre South BoulevardAltamonte Springs, FL | No longer reported |
| 444 Seabreeze BoulevardDaytona Beach, FL | No longer reported |
| 1500 Lee RoadWinter Park, FL | No longer reported |
| 1850 North Federal HighwayBoca Raton, FL | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 34828 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.