Bank Branches › Closed and merged banks › Oregon › Pacific One Bank
What happened to Pacific One Bank?
Pacific One Bank in Portland, OR merged into Bank of the West of San Francisco, CA on Nov 1, 1998. After 1 more change of hands, what was Pacific One Bank is today part of BMO Bank National Association (Chicago, IL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1996Pacific One Bank opens in Portland, OR
- Nov 1, 1998MERGEDPacific One Bank merged into Bank of the West of San Francisco, CA.FDIC certificate 34181 ends; its business continues under certificate 3514.
- Feb 2, 2023MERGEDBank of the West of San Francisco, CA merged into BMO Harris Bank National Association of Chicago, IL.FDIC certificate 3514 ends; its business continues under certificate 16571.
- TodayOPEN
BMO Bank National AssociationMain office Chicago, IL · FDIC certificate 16571 · 988 offices in 23 states on June 30, 2026Every BMO Bank National Association office → Website on file with the FDIC: www.bmo.com
If you still have something from Pacific One Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Pacific One Bank as lienholder, start with BMO Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask BMO Bank National Association to search for the account under the name Pacific One Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask BMO Bank National Association which branch now holds boxes from the Pacific One Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
38 offices filed under this charter in some year from 1994 on. 24 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 8135 Se Division StPortland, OR | OpenBMO Bank National Association |
| 1926 Pacific AveForest Grove, OR | OpenBMO Bank National Association |
| 2495 Ne Town Center DrBeaverton, OR | OpenBMO Bank National Association |
| 248 Sw Coast HwyNewport, OR | OpenBMO Bank National Association |
| 9950 Sw Nimbus AveBeaverton, OR | OpenBMO Bank National Association |
| 120 E 4th StThe Dalles, OR | OpenBMO Bank National Association |
| 905 Ne Halsey StPortland, OR | OpenBMO Bank National Association |
| 522 E Yakima AveYakima, WA | OpenBMO Bank National Association |
| 3525 W Court StPasco, WA | OpenBMO Bank National Association |
| 7925 Sw Nyberg StTualatin, OR | OpenBMO Bank National Association |
| 312 N Ruby StEllensburg, WA | OpenBMO Bank National Association |
| 825 Ne Hogan DrGresham, OR | OpenBMO Bank National Association |
| 11050 Se Mcloughlin BlvdMilwaukie, OR | OpenBMO Bank National Association |
| 1301 Molalla AveOregon City, OR | OpenBMO Bank National Association |
| 505 Sunset DrOntario, OR | OpenBMO Bank National Association |
| 16555 Boones Ferry Rd, Ste 100Lake Oswego, OR | OpenBMO Bank National Association |
| 7525 W Canal DrKennewick, WA | OpenBMO Bank National Association |
| 416 Sw 20th StPendleton, OR | OpenBMO Bank National Association |
| 1313 Caldwell BlvdNampa, ID | OpenBMO Bank National Association |
| 112 S Main StToledo, OR | OpenBMO Bank National Association |
| 465 S Columbia River HwySt. Helens, OR | OpenBMO Bank National Association |
| 4659 Sw Highway 101Lincoln City, OR | OpenBMO Bank National Association |
| 3180 Sw Cedar Hills BlvdBeaverton, OR | OpenBMO Bank National Association |
| 1045 George Washington WayRichland, WA | OpenBMO Bank National Association |
| 2 East Kennewick AvenueKennewick, WA | No longer reported |
| 3021 West Clearwater AvenueKennewick, WA | No longer reported |
| 401 South West Fifth AvenuePortland, OR | No longer reported |
| 80 North 17th AvenueCornelius, OR | No longer reported |
| 16200 S.W. Pacific Highway, Ste JTigard, OR | No longer reported |
| 18685 Sw Tualatin Valley HighwayAloha, OR | No longer reported |
| 1115 West Clark StreetPasco, WA | No longer reported |
| 34 East Main StreetWeiser, ID | No longer reported |
| 2157 Lancaster Drive, NortheastSalem, OR | No longer reported |
| 204 Gaither StreetSiletz, OR | No longer reported |
| 501 N Highway 101Yachats, OR | No longer reported |
| 365 S.W. BroadwayEstacada, OR | No longer reported |
| 12 S.W. 5th StreetMadras, OR | No longer reported |
| 1300 S.W. Sixth AvenuePortland, OR | No longer reported |
Banks folded into Pacific One Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Pacific One Bank, National AssociationKennewick, WA | Jan 1, 1998 |
| The Idaho First BankWeiser, ID | May 31, 1996 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 34181 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.