Bank Branches › Closed and merged banks › Mississippi › Union Planters Bank of Central Mississippi
What happened to Union Planters Bank of Central Mississippi?
Union Planters Bank of Central Mississippi in Jackson, MS merged into Union Planters Bank, National Association of Memphis, TN on Jan 1, 1998. After 1 more change of hands, what was Union Planters Bank of Central Mississippi is today part of Regions Bank (Birmingham, AL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1995Union Planters Bank of Central Mississippi opens in Jackson, MS
- Jan 1, 1998MERGEDUnion Planters Bank of Central Mississippi merged into Union Planters Bank, National Association of Memphis, TN.FDIC certificate 34050 ends; its business continues under certificate 4979.
- Jun 30, 2005MERGEDUnion Planters Bank, National Association of Memphis, TN merged into Regions Bank of Birmingham, AL.FDIC certificate 4979 ends; its business continues under certificate 12368.
- TodayOPEN
Regions BankMain office Birmingham, AL · FDIC certificate 12368 · 1,245 offices in 16 states on June 30, 2026Every Regions Bank office → Website on file with the FDIC: www.regions.com
If you still have something from Union Planters Bank of Central Mississippi
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Union Planters Bank of Central Mississippi as lienholder, start with Regions Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Regions Bank to search for the account under the name Union Planters Bank of Central Mississippi. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Regions Bank which branch now holds boxes from the Union Planters Bank of Central Mississippi office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
27 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 405 Bank StUnion, MS | OpenRegions Bank |
| 15220 Highway 15Decatur, MS | OpenThe Citizens Bank of Philadelphia, Mississippi |
| 534 Main StPhiladelphia, MS | OpenRegions Bank |
| 247 N Woodland DrForest, MS | OpenThe Citizens Bank of Philadelphia, Mississippi |
| 3101 Highway 80 EastPearl, MS | No longer reported |
| 326 E. Railroad AvenueCrystal Springs, MS | No longer reported |
| 25073 Highway 51 NorthCrystal Springs, MS | No longer reported |
| 244 North Caldwell DriveHazlehurst, MS | No longer reported |
| 100 N Main StNewton, MS | No longer reported |
| 113 Northside Plaza, Highway 80Newton, MS | No longer reported |
| 834 Highway 19 NorthMeridian, MS | No longer reported |
| 9217 State Highway 19 NorthCollinsville, MS | No longer reported |
| 2409 North Hills StreetMeridian, MS | No longer reported |
| 905 22nd AvenueMeridian, MS | No longer reported |
| 109 West Cunningham AvenueTerry, MS | No longer reported |
| 4880 I-55 North Frontage RoadJackson, MS | No longer reported |
| 700 South West StreetJackson, MS | No longer reported |
| 329 East Capitol StreetJackson, MS | No longer reported |
| 3510 Terry RoadJackson, MS | No longer reported |
| 5754 Terry RoadJackson, MS | No longer reported |
| 1665 Lakeland DriveJackson, MS | No longer reported |
| 652 Highway 80 EastClinton, MS | No longer reported |
| 320 Meadowbrook RoadJackson, MS | No longer reported |
| 4220 Robinson RoadJackson, MS | No longer reported |
| 620 North StreetJackson, MS | No longer reported |
| 922 West Beacon StreetPhiladelphia, MS | No longer reported |
| 805 South Wheatley RoadRidgeland, MS | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 34050 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.