Bank Branches › Closed and merged banks › Colorado › First Federal Bank of Colorado
What happened to First Federal Bank of Colorado?
First Federal Bank of Colorado in Lakewood, CO (earlier called First Federal Savings Bank of Colorado) merged into Commercial Federal Bank, a Federal Savings Bank of Omaha, NE on Aug 14, 1998. After 2 more changes of hands, what was First Federal Bank of Colorado is today part of BMO Bank National Association (Chicago, IL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1992First Federal Savings Bank of Colorado opens in Lakewood, CO
- Jan 1, 1997renamed First Federal Bank of Colorado
- Aug 14, 1998MERGEDFirst Federal Bank of Colorado merged into Commercial Federal Bank, a Federal Savings Bank of Omaha, NE.FDIC certificate 33627 ends; its business continues under certificate 30341.
- Dec 3, 2005MERGEDCommercial Federal Bank, a Federal Savings Bank of Omaha, NE merged into Bank of the West of San Francisco, CA.FDIC certificate 30341 ends; its business continues under certificate 3514.
- Feb 2, 2023MERGEDBank of the West of San Francisco, CA merged into BMO Harris Bank National Association of Chicago, IL.FDIC certificate 3514 ends; its business continues under certificate 16571.
- TodayOPEN
BMO Bank National AssociationMain office Chicago, IL · FDIC certificate 16571 · 988 offices in 23 states on June 30, 2026Every BMO Bank National Association office → Website on file with the FDIC: www.bmo.com
If you still have something from First Federal Bank of Colorado
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First Federal Bank of Colorado as lienholder, start with BMO Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask BMO Bank National Association to search for the account under the name First Federal Bank of Colorado. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask BMO Bank National Association which branch now holds boxes from the First Federal Bank of Colorado office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
29 offices filed under this charter in some year from 1994 on. 16 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 5805 Carr StArvada, CO | OpenBMO Bank National Association |
| 12080 Colorado BlvdThornton, CO | OpenBMO Bank National Association |
| 1795 E Bridge StBrighton, CO | OpenBMO Bank National Association |
| 215 S Wadsworth BlvdLakewood, CO | OpenBMO Bank National Association |
| 2050 S Downing StDenver, CO | OpenBMO Bank National Association |
| 16778 E Smoky Hill RdCentennial, CO | OpenBMO Bank National Association |
| 12880 W 64th AveArvada, CO | OpenBMO Bank National Association |
| 6775 W Ken Caryl AveLittleton, CO | OpenBMO Bank National Association |
| 865 S Boulder RdLouisville, CO | OpenBMO Bank National Association |
| 4301 S BroadwayEnglewood, CO | OpenBMO Bank National Association |
| 7326 Magnolia StCommerce City, CO | OpenBMO Bank National Association |
| 9150 Sheridan BlvdWestminster, CO | OpenBMO Bank National Association |
| 1389 S Havana StAurora, CO | OpenBMO Bank National Association |
| 13781 E Yale AveAurora, CO | OpenBMO Bank National Association |
| 6050 S Holly StEnglewood, CO | OpenBMO Bank National Association |
| 3201 F RdClifton, CO | OpenBMO Bank National Association |
| 750 South University BoulevardDenver, CO | No longer reported |
| 4818 Chambers RoadDenver, CO | No longer reported |
| 2452 Patterson RoadGrand Junction, CO | No longer reported |
| 7120 East County Line RoadHighlands Ranch, CO | No longer reported |
| 3460 W. 38th Ave.Denver, CO | No longer reported |
| 130 N Fourth StGrand Junction, CO | No longer reported |
| 9150 SheridanWestminster, CO | No longer reported |
| 13781 E. Yale Ave.Aurora, CO | No longer reported |
| 6050 S HollyEnglewood, CO | No longer reported |
| 6775 W. Ken CarylLittleton, CO | No longer reported |
| 5805 Carr St.Arvada, CO | No longer reported |
| 411 South MainLamar, CO | No longer reported |
| 411 S. MainLamar, CO | No longer reported |
Banks folded into First Federal Bank of Colorado
2 banks merged directly into this charter; counting the banks those had absorbed earlier, 4 charters end up inside it.
| Bank | Ended |
|---|---|
| Delta Federal Savings, F.S.B.Delta, CO | Oct 1, 1997 |
| First Federal Savings Bank of ColoradoLakewood, CO | Jul 14, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 33627 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.