Bank Branches › Closed and merged banks › New Jersey › Somerset Valley Bank
What happened to Somerset Valley Bank?
Somerset Valley Bank in Somerville, NJ merged into Skylands Community Bank of Chester, NJ on May 5, 2007. After 2 more changes of hands, what was Somerset Valley Bank is today part of Fulton Bank, National Association (Lancaster, PA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1991Somerset Valley Bank opens in Somerville, NJ
- May 5, 2007MERGEDSomerset Valley Bank merged into Skylands Community Bank of Chester, NJ.FDIC certificate 33540 ends; its business continues under certificate 33141.
- Oct 22, 2011MERGEDSkylands Community Bank of Chester, NJ merged into The Bank of Mount Laurel, NJ.FDIC certificate 33141 ends; its business continues under certificate 27614.
- May 18, 2019MERGEDThe Bank (by then renamed Fulton Bank of New Jersey) of Mount Laurel, NJ merged into Fulton Bank, National Association of Lancaster, PA.FDIC certificate 27614 ends; its business continues under certificate 7551.
- TodayOPEN
Fulton Bank, National AssociationMain office Lancaster, PA · FDIC certificate 7551 · 205 offices in 5 states on June 30, 2026Every Fulton Bank, National Association office → Website on file with the FDIC: www.fultonbank.com
If you still have something from Somerset Valley Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Somerset Valley Bank as lienholder, start with Fulton Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Fulton Bank, National Association to search for the account under the name Somerset Valley Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Fulton Bank, National Association which branch now holds boxes from the Somerset Valley Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
13 offices filed under this charter in some year from 1994 on. 7 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 194 Route 31Flemington, NJ | OpenFulton Bank, National Association |
| 103 W End AveSomerville, NJ | OpenFulton Bank, National Association |
| 1943 Oak Tree RdEdison, NJ | OpenFulton Bank, National Association |
| 34 Mountain BlvdWarren, NJ | OpenFulton Bank, National Association |
| 40 N Main StManville, NJ | OpenFulton Bank, National Association |
| 601 Route 206Hillsborough, NJ | OpenFulton Bank, National Association |
| 1147 State Highway 34Matawan, NJ | OpenAmboy Bank |
| 8 Reading Road, Building #2, Unit #201Flemington, NJ | No longer reported |
| 700 Middlesex AvenueMetuchen, NJ | No longer reported |
| 481 North Bridge StreetBridgewater, NJ | No longer reported |
| 578 Allen RoadBasking Ridge, NJ | No longer reported |
| 100 Monroe StreetBridgewater, NJ | No longer reported |
| 91 North Gaston AvenueSomerville, NJ | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 33540 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.