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Bank Branches › Closed and merged banks › Georgia › United Federal Savings Bank

FDIC certificate 33424 · Smyrna, GA

What happened to United Federal Savings Bank?

United Federal Savings Bank in Smyrna, GA was closed in a federal resolution, and its business passed to Commercial Bank of Georgia of Atlanta, GA on Mar 27, 1992. After 3 more changes of hands, what was United Federal Savings Bank is today part of Truist Bank (Charlotte, NC).

1991
opened
1992
ended
1
name it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1991
    United Federal Savings Bank opens in Smyrna, GA
  2. Mar 27, 1992
    RESOLVEDUnited Federal Savings Bank was closed in a federal resolution, and its business passed to Commercial Bank of Georgia of Atlanta, GA.FDIC certificate 33424 ends; its business continues under certificate 27275.
  3. Sep 30, 1995
    MERGEDCommercial Bank of Georgia of Atlanta, GA merged into Commercial Bank of Gwinnett of Lawrenceville, GA.FDIC certificate 27275 ends; its business continues under certificate 33024.
  4. Jun 16, 1997
    MERGEDCommercial Bank of Gwinnett (by then renamed Colonial Bank) of Lawrenceville, GA merged into Colonial Bank of Montgomery, AL.FDIC certificate 33024 ends; its business continues under certificate 9609.
  5. Aug 14, 2009
    FAILEDColonial Bank of Montgomery, AL failed, and Branch Banking and Trust Company of Charlotte, NC took it over.FDIC certificate 9609 ends; its business continues under certificate 9846.
  6. Today
    OPEN
    Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026

    Every Truist Bank office →   Website on file with the FDIC: www.Truist.com

If you still have something from United Federal Savings Bank

A lien that was never released

United Federal Savings Bank was closed in a federal resolution on Mar 27, 1992. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.

Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Truist Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Commercial Bank of Georgia). Start with Truist Bank, and ask them to search under the name United Federal Savings Bank.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Truist Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Banks folded into United Federal Savings Bank

1 bank merged directly into this charter.

BankEndedHow
United Savings Bank, FSBSmyrna, GAMay 31, 1991failed

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 33424 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.