Bank Branches › Closed and merged banks › Pennsylvania › Heritage Federal Savings Association
What happened to Heritage Federal Savings Association?
Heritage Federal Savings Association in Lancaster, PA was closed in a federal resolution, and its business passed to Harris Savings of Harrisburg, PA on May 31, 1991. After 1 more change of hands, what was Heritage Federal Savings Association is today part of Santander Bank, N.A. (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1990Heritage Federal Savings Association opens in Lancaster, PA
- May 31, 1991RESOLVEDHeritage Federal Savings Association was closed in a federal resolution, and its business passed to Harris Savings of Harrisburg, PA.FDIC certificate 33152 ends; its business continues under certificate 30174.
- Feb 11, 2005MERGEDHarris Savings (by then renamed Waypoint Bank) of Harrisburg, PA merged into Sovereign Bank of Wilmington, DE.FDIC certificate 30174 ends; its business continues under certificate 29950.
- TodayOPEN
Santander Bank, N.A.Main office Wilmington, DE · FDIC certificate 29950 · 368 offices in 9 states on June 30, 2026Every Santander Bank, N.A. office → Website on file with the FDIC: www.santander.com
If you still have something from Heritage Federal Savings Association
A lien that was never released
Heritage Federal Savings Association was closed in a federal resolution on May 31, 1991. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Santander Bank, N.A. as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Harris Savings). Start with Santander Bank, N.A., and ask them to search under the name Heritage Federal Savings Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Santander Bank, N.A.. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into Heritage Federal Savings Association
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Heritage Savings AssociationLancaster, PA | Jul 6, 1990 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 33152 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.