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Bank Branches › Closed and merged banks › California › United Business Bank, F.S.B.

FDIC certificate 33114 · Oakland, CA

What happened to United Business Bank, F.S.B.?

United Business Bank, F.S.B. in Oakland, CA (earlier called Sun Savings Bank, FSB and 1 other name) merged into United Business Bank of Walnut Creek, CA on Apr 29, 2017. United Business Bank is open today.

1990
opened
2017
merged away
3
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1990
    Sun Savings Bank, FSB opens in Oakland, CA
  2. May 1, 1991
    renamed United Labor Bank, F.S.B.
  3. Dec 1, 2014
    renamed United Business Bank, F.S.B.
  4. Apr 29, 2017
    MERGEDUnited Business Bank, F.S.B. merged into United Business Bank of Walnut Creek, CA.FDIC certificate 33114 ends; its business continues under certificate 57716.
  5. Today
    OPEN
    United Business BankMain office Walnut Creek, CA · FDIC certificate 57716 · 34 offices in 5 states on June 30, 2026

    Every United Business Bank office →   Website on file with the FDIC: www.unitedbusinessbank.com

If you still have something from United Business Bank, F.S.B.

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows United Business Bank, F.S.B. as lienholder, start with United Business Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask United Business Bank to search for the account under the name United Business Bank, F.S.B.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask United Business Bank which branch now holds boxes from the United Business Bank, F.S.B. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

10 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.

OfficeLast filed under itNow
100 Hegenberger Rd, Ste 110Oakland, CA2016OpenUnited Business Bank
3750 Kilroy Airport Way, Ste 130Long Beach, CA2016OpenUnited Business Bank
14900 Interurban Ave S, Ste 150Tukwila, WA2016OpenUnited Business Bank
2550 N 1st St, Ste 102San Jose, CA2016OpenUnited Business Bank
1500 Mercantile Ave NeAlbuquerque, NM2016OpenUnited Business Bank
3001 I St, Ste 100Sacramento, CA2016OpenUnited Business Bank
330 North Brand Blvd., Ste. 120Glendale, CA2016No longer reported
2 Harrison StSan Francisco, CA2016No longer reported
3737 Camino Del Rio South, Ste. 101San Diego, CA2015No longer reported
6001 Geary Blvd.San Francisco, CA1994No longer reported

Banks folded into United Business Bank, F.S.B.

3 banks merged directly into this charter; counting the banks those had absorbed earlier, 5 charters end up inside it.

BankEndedHow
Union Savings BankAlbuquerque, NMNov 29, 2013merged
Time Federal Savings and Loan AssociationSan Francisco, CAMay 17, 1991failed
Sierra Savings and Loan, F.A.Beverly Hills, CAMay 4, 1990failed

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 33114 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.