Bank Branches › Closed and merged banks › Massachusetts › Home Federal Savings Bank of Worcester
What happened to Home Federal Savings Bank of Worcester?
Home Federal Savings Bank of Worcester in Worcester, MA was closed in a federal resolution, and its business passed to Worcester County Institution for Savings of Worcester, MA on Nov 9, 1990. After 2 more changes of hands, what was Home Federal Savings Bank of Worcester is today part of Bank of America, National Association (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1990Home Federal Savings Bank of Worcester opens in Worcester, MA
- Nov 9, 1990RESOLVEDHome Federal Savings Bank of Worcester was closed in a federal resolution, and its business passed to Worcester County Institution for Savings of Worcester, MA.FDIC certificate 33078 ends; its business continues under certificate 17660.
- May 28, 1994MERGEDWorcester County Institution for Savings of Worcester, MA merged into The First National Bank of Boston of Providence, RI.FDIC certificate 17660 ends; its business continues under certificate 2558.
- Jun 13, 2005MERGEDThe First National Bank of Boston (by then renamed Fleet National Bank) of Providence, RI merged into Bank of America, National Association of Charlotte, NC.FDIC certificate 2558 ends; its business continues under certificate 3510.
- TodayOPEN
Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026Every Bank of America, National Association office → Website on file with the FDIC: www.bankofamerica.com
If you still have something from Home Federal Savings Bank of Worcester
A lien that was never released
Home Federal Savings Bank of Worcester was closed in a federal resolution on Nov 9, 1990. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Bank of America, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Worcester County Institution for Savings). Start with Bank of America, National Association, and ask them to search under the name Home Federal Savings Bank of Worcester.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Bank of America, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into Home Federal Savings Bank of Worcester
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Home Federal Savings BankWorcester, MA | Jun 8, 1990 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 33078 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.