Bank Branches › Closed and merged banks › Vermont › First Community Bank
What happened to First Community Bank?
First Community Bank in Woodstock, VT (earlier called Bank of Woodstock) merged into Lake Sunapee Bank, FSB of Newport, NH on Oct 2, 2007. After 1 more change of hands, what was First Community Bank is today part of Bar Harbor Bank & Trust (Bar Harbor, ME).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1989Bank of Woodstock opens in Woodstock, VT
- Apr 15, 1999renamed First Community Bank
- Oct 2, 2007MERGEDFirst Community Bank merged into Lake Sunapee Bank, FSB of Newport, NH.FDIC certificate 32727 ends; its business continues under certificate 31953.
- Jan 14, 2017MERGEDLake Sunapee Bank, FSB of Newport, NH merged into Bar Harbor Bank & Trust of Bar Harbor, ME.FDIC certificate 31953 ends; its business continues under certificate 11971.
- TodayOPEN
Bar Harbor Bank & TrustMain office Bar Harbor, ME · FDIC certificate 11971 · 62 offices in 3 states on June 30, 2026Every Bar Harbor Bank & Trust office → Website on file with the FDIC: www.barharbor.bank
If you still have something from First Community Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First Community Bank as lienholder, start with Bar Harbor Bank & Trust. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Bar Harbor Bank & Trust to search for the account under the name First Community Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Bar Harbor Bank & Trust which branch now holds boxes from the First Community Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
5 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1 Bond StWoodstock, VT | OpenBar Harbor Bank & Trust |
| 100 Woodstock AveRutland, VT | OpenBar Harbor Bank & Trust |
| 906 W Woodstock RdWoodstock, VT | OpenBar Harbor Bank & Trust |
| 104 Merchants RowRutland, VT | No longer reported |
| 1995 Route 4Killington, VT | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32727 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.