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Bank Branches › Closed and merged banks › California › EurekaBank, a Federal Savings Bank

FDIC certificate 32586 · San Carlos, CA

What happened to EurekaBank, a Federal Savings Bank?

EurekaBank, a Federal Savings Bank in San Carlos, CA (earlier called Eureka Federal Savings and Loan Association) merged into Bay View Bank of San Mateo, CA on Jan 2, 1998. The chain runs 1 step further and ends with no operating bank.

1988
opened
1998
merged away
2
names it used
2
steps to the end

The chain, step by step

From the day it opened to the last entry on record. Each step is one entry in the FDIC's record.

  1. 1988
    Eureka Federal Savings and Loan Association opens in San Carlos, CA
  2. Jan 29, 1990
    renamed EurekaBank, a Federal Savings Bank
  3. Jan 2, 1998
    MERGEDEurekaBank, a Federal Savings Bank merged into Bay View Bank of San Mateo, CA.FDIC certificate 32586 ends; its business continues under certificate 31698.
  4. Sep 30, 2003
    CLOSEDBay View Bank (by then renamed Bay View Bank, National Association) of San Mateo, CA closed voluntarily. It did not fail.FDIC certificate 31698 ends.
  5. NO SUCCESSOR BANK
    The FDIC record ends here. No operating bank carries this charter today.

If you still have something from EurekaBank, a Federal Savings Bank

A lien that was never released

EurekaBank, a Federal Savings Bank closed voluntarily, and the FDIC says it cannot process lien releases for banks that closed voluntarily and liquidated or closed without government assistance. The FDIC says it may be able to help only where the lender was a failed bank placed in FDIC receivership.

Our suggestion, not the FDIC's: a title company or real-estate attorney in the county where the lien is recorded will know how that state clears a lien from a lender that no longer exists.

An old account, passbook or CD

With no successor bank to ask, go to the unclaimed-property program of the state of the owner's last known address on the bank's records. The OCC gives the same advice for old records from a bank that no longer exists.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Contents of boxes left behind are handled under state unclaimed-property law. Start with the unclaimed-property program of California, where the box was.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

36 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.

OfficeLast filed under itNow
368 Ignacio BlvdNovato, CA1997No longer reported
3200 Northgate MallSan Rafael, CA1997No longer reported
780 Laurel StreetSan Carlos, CA1997No longer reported
915 Ralston AveBelmont, CA1997No longer reported
1 Strawflower CenterHalf Moon Bay, CA1997No longer reported
825 Santa Cruz AveMenlo Park, CA1997No longer reported
1655 Oceana BlvdPacifica, CA1997No longer reported
400 San Mateo AveSan Bruno, CA1997No longer reported
400 South El Camino RealSan Mateo, CA1997No longer reported
40 Chestnut AveSouth San Francisco, CA1997No longer reported
2308 Magowan DrSanta Rosa, CA1997No longer reported
50 Old Courthouse SqSanta Rosa, CA1997No longer reported
39390 Fremont BlvdFremont, CA1997No longer reported
5870 Stoneridge Mall RoadPleasanton, CA1997No longer reported
1371 East 14th StreetSan Leandro, CA1997No longer reported
801 Alamo DriveVacaville, CA1997No longer reported
783 Rio Del Mar BvldAptos, CA1997No longer reported
110 North Morrissey BlvdSanta Cruz, CA1997No longer reported
1965 Diamond BlvdConcord, CA1997No longer reported
720 San Ramon Valley BlvdDanville, CA1997No longer reported
3492 Mount Diablo BlvdLafayette, CA1997No longer reported
659 Main StMartinez, CA1997No longer reported
750 West Hamilton AveCampbell, CA1997No longer reported
10050 N. Wolfe RoadCupertino, CA1997No longer reported
300 Main StreetLos Altos, CA1997No longer reported
127 North Santa Cruz AveLos Gatos, CA1997No longer reported
301 University AvenuePalo Alto, CA1997No longer reported
1099 Lincoln AveSan Jose, CA1997No longer reported
1780 Saratoga AvenueSan Jose, CA1997No longer reported
5670 Almaden ExpwaySan Jose, CA1997No longer reported
1307 South Mary AveSunnyvale, CA1997No longer reported
1200 Irving StreetSan Francisco, CA1997No longer reported
1435 Stockton StreetSan Francisco, CA1997No longer reported
201 Montgomery StreetSan Francisco, CA1997No longer reported
443 Castro StreetSan Francisco, CA1997No longer reported
4610 Mission StreetSan Francisco, CA1997No longer reported

Banks folded into EurekaBank, a Federal Savings Bank

2 banks merged directly into this charter.

BankEndedHow
Stanford Savings and Loan AssociationPalo Alto, CAJun 30, 1988assisted merger
Eureka Federal Savings and Loan AssociationSan Carlos, CAApr 1, 1988failed

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32586 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.