Bank Branches › Closed and merged banks › South Carolina › Woodlands Bank
What happened to Woodlands Bank?
Woodlands Bank in Bluffton, SC (earlier called Gulf Federal Bank, A FSB) failed, and Bank of the Ozarks of Little Rock, AR took it over on Jul 16, 2010. That bank is now called Bank OZK (Little Rock, AR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1987Gulf Federal Bank, A FSB opens in Bluffton, SC
- May 31, 2007renamed Woodlands Bank
- Jul 16, 2010FAILEDWoodlands Bank failed, and Bank of the Ozarks of Little Rock, AR took it over.FDIC certificate 32571 ends; its business continues under certificate 110.
- TodayOPEN
Bank OZKMain office Little Rock, AR · FDIC certificate 110 · 256 offices in 6 states on June 30, 2026Every Bank OZK office → Website on file with the FDIC: www.ozk.com
If you still have something from Woodlands Bank
A lien that was never released
Woodlands Bank failed on Jul 16, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Bank OZK, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Bank of the Ozarks). Start with Bank OZK, and ask them to search under the name Woodlands Bank.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Bank OZK. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
12 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 3 Clark Summit Drive, Suite 100Bluffton, SC | No longer reported |
| 1001 Boundary StreetBeaufort, SC | No longer reported |
| 4956 Long Beach Road, SeSouthport, NC | No longer reported |
| 349 Mall BlvSavannah, GA | No longer reported |
| 1950 Government StreetMobile, AL | No longer reported |
| 200 Dauphin StreetMobile, AL | No longer reported |
| 5416 Highway 90 WestMobile, AL | No longer reported |
| 1133 Military Cutoff, Suite 200Wilmington, NC | No longer reported |
| 135 Canal Street Suite 100Pooler, GA | No longer reported |
| 10220 Ford Avenue Suite 101Richmond Hill, GA | No longer reported |
| 901 Springhill AveMobile, AL | No longer reported |
| 4546 St. Stephens Rd.Prichard, AL | No longer reported |
Banks folded into Woodlands Bank
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Gulf Federal Savings and Loan AssociationMobile, AL | Nov 30, 1987 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32571 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.