Bank Branches › Closed and merged banks › Maryland › Liberty Federal Savings Bank
What happened to Liberty Federal Savings Bank?
Liberty Federal Savings Bank in Randallstown, MD (earlier called Liberty Savings and Loan Association) failed, and Liberty Savings Bank, F.S.B. of Randallstown, MD took it over on Feb 9, 1990. After 4 more changes of hands, what was Liberty Federal Savings Bank is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1955Liberty Savings and Loan Association opens in Randallstown, MD
- May 31, 1987renamed Liberty Federal Savings Bank
- Feb 9, 1990FAILEDLiberty Federal Savings Bank failed, and Liberty Savings Bank, F.S.B. of Randallstown, MD took it over.FDIC certificate 32515 ends; its business continues under certificate 32888.
- Jan 4, 1991RESOLVEDLiberty Savings Bank, F.S.B. of Randallstown, MD was closed in a federal resolution, and its business passed to Royal Oak Savings Bank, F.S.B. of Randallstown, MD.FDIC certificate 32888 ends; its business continues under certificate 33273.
- Apr 19, 1996MERGEDRoyal Oak Savings Bank, F.S.B. of Randallstown, MD merged into Taneytown Bank & Trust Company of Taneytown, MD.FDIC certificate 33273 ends; its business continues under certificate 5881.
- Nov 30, 1998MERGEDTaneytown Bank & Trust Company of Taneytown, MD merged into Farmers & Mechanics National Bank of Frederick, MD.FDIC certificate 5881 ends; its business continues under certificate 4842.
- Sep 14, 2007MERGEDFarmers & Mechanics National Bank (by then renamed Farmers & Mechanics Bank) of Frederick, MD merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 4842 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Liberty Federal Savings Bank
A lien that was never released
Liberty Federal Savings Bank failed on Feb 9, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask PNC Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Liberty Savings Bank, F.S.B.). Start with PNC Bank, National Association, and ask them to search under the name Liberty Federal Savings Bank.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask PNC Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32515 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.