Bank Branches › Closed and merged banks › California › La Jolla Bank, FSB
What happened to La Jolla Bank, FSB?
La Jolla Bank, FSB in La Jolla, CA (earlier called La Jolla Village Savings Bank and 2 other names) failed, and OneWest Bank, FSB of Pasadena, CA took it over on Feb 19, 2010. After 1 more change of hands, what was La Jolla Bank, FSB is today part of First-Citizens Bank & Trust Company (Raleigh, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1985La Jolla Village Savings Bank opens in La Jolla, CA
- Oct 31, 1986renamed La Jolla Savings Bank
- Jul 30, 1990renamed La Jolla Bank, S.S.B.
- Jul 1, 1992renamed La Jolla Bank, FSB
- Feb 19, 2010FAILEDLa Jolla Bank, FSB failed, and OneWest Bank, FSB of Pasadena, CA took it over.FDIC certificate 32423 ends; its business continues under certificate 58978.
- Jan 4, 2022MERGEDOneWest Bank, FSB (by then renamed CIT Bank, National Association) of Pasadena, CA merged into First-Citizens Bank & Trust Company of Raleigh, NC.FDIC certificate 58978 ends; its business continues under certificate 11063.
- TodayOPEN
First-Citizens Bank & Trust CompanyMain office Raleigh, NC · FDIC certificate 11063 · 518 offices in 23 states on June 30, 2026Every First-Citizens Bank & Trust Company office → Website on file with the FDIC: www.firstcitizens.com
If you still have something from La Jolla Bank, FSB
A lien that was never released
La Jolla Bank, FSB failed on Feb 19, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to First-Citizens Bank & Trust Company, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, OneWest Bank, FSB). Start with First-Citizens Bank & Trust Company, and ask them to search under the name La Jolla Bank, FSB.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask First-Citizens Bank & Trust Company. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
11 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 74990 Hwy 111Indian Wells, CA | No longer reported |
| 78-010 Main Street, Suite 100LA Quinta, CA | No longer reported |
| 44495 Town Center WayPalm Desert, CA | No longer reported |
| 192 North Canon DriveBeverly Hills, CA | No longer reported |
| 888 Prospect St, Ste 140La Jolla, CA | No longer reported |
| 390 West Valley ParkwayEscondido, CA | No longer reported |
| 6134 LA GranadaRancho Santa Fe, CA | No longer reported |
| 24391 Alicia PkwyMission Viejo, CA | No longer reported |
| 100 Newport Center Drive, Suite 150Newport Beach, CA | No longer reported |
| 4029 Northwest ParkwayDallas, TX | No longer reported |
| 11 East 22nd StNew York, NY | No longer reported |
Banks folded into La Jolla Bank, FSB
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Stamford Federal Savings BankStamford, CT | Jan 23, 1999 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32423 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.