Bank Branches › Closed and merged banks › Virginia › Essex Savings Bank, F.S.B.
What happened to Essex Savings Bank, F.S.B.?
Essex Savings Bank, F.S.B. in Norfolk, VA (earlier called Northeastern Savings and Loan Association, Inc. and 1 other name) merged into Provident Bank of Maryland of Baltimore, MD on May 1, 2004. After 1 more change of hands, what was Essex Savings Bank, F.S.B. is today part of Manufacturers and Traders Trust Company (Buffalo, NY).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1979Northeastern Savings and Loan Association, Inc. opens in Norfolk, VA
- Aug 31, 1986renamed Essex Savings Bank, Inc.
- Dec 10, 1992renamed Essex Savings Bank, F.S.B.
- May 1, 2004MERGEDEssex Savings Bank, F.S.B. merged into Provident Bank of Maryland of Baltimore, MD.FDIC certificate 32377 ends; its business continues under certificate 15951.
- May 23, 2009MERGEDProvident Bank of Maryland of Baltimore, MD merged into Manufacturers and Traders Trust Company of Buffalo, NY.FDIC certificate 15951 ends; its business continues under certificate 588.
- TodayOPEN
Manufacturers and Traders Trust CompanyMain office Buffalo, NY · FDIC certificate 588 · 957 offices in 14 states on June 30, 2026Every Manufacturers and Traders Trust Company office → Website on file with the FDIC: www.mtb.com
If you still have something from Essex Savings Bank, F.S.B.
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Essex Savings Bank, F.S.B. as lienholder, start with Manufacturers and Traders Trust Company. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Manufacturers and Traders Trust Company to search for the account under the name Essex Savings Bank, F.S.B.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Manufacturers and Traders Trust Company which branch now holds boxes from the Essex Savings Bank, F.S.B. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
15 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 520 S Main StEmporia, VA | No longer reported |
| 400 W. Ehringhaus St.Elizabeth City, NC | No longer reported |
| 9 Interstate Corp CtrNorfolk, VA | No longer reported |
| 9695 Sliding Hill RdAshland, VA | No longer reported |
| 1401 Gaskins RdRichmond, VA | No longer reported |
| 2825 Godwin BlvdSuffolk, VA | No longer reported |
| 2840 Plaza Place, Suite 150Raleigh, NC | No longer reported |
| 4428 George Washington HwyGrafton, VA | No longer reported |
| 1901 Granby StNorfolk, VA | No longer reported |
| 13307 Warwick BlvdNewport News, VA | No longer reported |
| 550 Settlers Landing RdHampton, VA | No longer reported |
| 109 Muirs Chapel Rd., Suite 201Greensboro, NC | No longer reported |
| 1426 Commonwealth DrWilmington, NC | No longer reported |
| 3511 High StPortsmouth, VA | No longer reported |
| 1000 East BoulevardCharlotte, NC | No longer reported |
Banks folded into Essex Savings Bank, F.S.B.
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 7 charters end up inside it.
| Bank | Ended |
|---|---|
| Home Savings Bank, F.S.B.Norfolk, VA | Sep 15, 1995 |
| Essex Savings Bank, F.S.B.West Palm Beach, FL | May 5, 1993 |
| Essex Savings Bank, F.S.B.Emporia, VA | May 5, 1993 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32377 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.