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Bank Branches › Closed and merged banks › South Carolina › FirstBank, National Association

FDIC certificate 32320 · Beaufort, SC

What happened to FirstBank, National Association?

FirstBank, National Association in Beaufort, SC (earlier called The Savings Bank of Beaufort Cty, FSB) merged into First National Bank of Columbia, SC on Aug 28, 1999. After 1 more change of hands, what was FirstBank, National Association is today part of SouthState Bank, National Association (Winter Haven, FL).

1986
opened
1999
merged away
2
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1986
    The Savings Bank of Beaufort Cty, FSB opens in Beaufort, SC
  2. Jun 2, 1995
    renamed FirstBank, National Association
  3. Aug 28, 1999
    MERGEDFirstBank, National Association merged into First National Bank of Columbia, SC.FDIC certificate 32320 ends; its business continues under certificate 13425.
  4. Jun 8, 2020
    MERGEDFirst National Bank (by then renamed South State Bank) of Columbia, SC merged into CenterState Bank, National Association of Winter Haven, FL.FDIC certificate 13425 ends; its business continues under certificate 33555.
  5. Today
    OPEN
    SouthState Bank, National AssociationMain office Winter Haven, FL · FDIC certificate 33555 · 349 offices in 8 states on June 30, 2026

    Every SouthState Bank, National Association office →   Website on file with the FDIC: www.southstatebank.com

If you still have something from FirstBank, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows FirstBank, National Association as lienholder, start with SouthState Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask SouthState Bank, National Association to search for the account under the name FirstBank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask SouthState Bank, National Association which branch now holds boxes from the FirstBank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

3 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.

OfficeLast filed under itNow
1121 Boundary StBeaufort, SC1999OpenSouthState Bank, National Association
One Burnt Church RoadBluffton, SC1999No longer reported
U S Hwy 21Beaufort, SC1999No longer reported

Banks folded into FirstBank, National Association

1 bank merged directly into this charter.

BankEndedHow
FirstBank of the Midlands, National AssociationColumbia, SCJul 31, 1999merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32320 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.