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FDIC certificate 32274 · Sulphur Springs, TX

What happened to Texas Commercial Savings Association?

Texas Commercial Savings Association in Sulphur Springs, TX failed, and Texas Commercial Federal Savings Association of Sulphur Springs, TX took it over on Sep 21, 1990. After 3 more changes of hands, what was Texas Commercial Savings Association is today part of Glacier Bank (Kalispell, MT).

1985
opened
1990
failed
1
name it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1985
    Texas Commercial Savings Association opens in Sulphur Springs, TX
  2. Sep 21, 1990
    FAILEDTexas Commercial Savings Association failed, and Texas Commercial Federal Savings Association of Sulphur Springs, TX took it over.FDIC certificate 32274 ends; its business continues under certificate 33215.
  3. Jun 14, 1991
    RESOLVEDTexas Commercial Federal Savings Association of Sulphur Springs, TX was closed in a federal resolution, and its business passed to First American Bank Sulphur Springs National Association of Sulphur Springs, TX.FDIC certificate 33215 ends; its business continues under certificate 19014.
  4. Sep 1, 1999
    MERGEDFirst American Bank Sulphur Springs National Association (by then renamed First American Bank, National Association) of Sulphur Springs, TX merged into Guaranty Bank of Mount Pleasant, TX.FDIC certificate 19014 ends; its business continues under certificate 1208.
  5. Oct 1, 2025
    MERGEDGuaranty Bank (by then renamed Guaranty Bank & Trust, N.A.) of Mount Pleasant, TX merged into Glacier Bank of Kalispell, MT.FDIC certificate 1208 ends; its business continues under certificate 30788.
  6. Today
    OPEN
    Glacier BankMain office Kalispell, MT · FDIC certificate 30788 · 252 offices in 9 states on June 30, 2026

    Every Glacier Bank office →   Website on file with the FDIC: www.glacierbank.com

If you still have something from Texas Commercial Savings Association

A lien that was never released

Texas Commercial Savings Association failed on Sep 21, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.

Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Glacier Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Texas Commercial Federal Savings Association). Start with Glacier Bank, and ask them to search under the name Texas Commercial Savings Association.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Glacier Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32274 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.