Bank Branches › Closed and merged banks › California › Rancho Bernardo Savings Bank
What happened to Rancho Bernardo Savings Bank?
Rancho Bernardo Savings Bank in San Diego, CA (earlier called Rancho Bernardo Savings and Loan Association) failed, and Rancho Bernardo Federal Savings Bank of San Diego, CA took it over on Oct 26, 1990. After 4 more changes of hands, what was Rancho Bernardo Savings Bank is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1982Rancho Bernardo Savings and Loan Association opens in San Diego, CA
- Oct 31, 1984renamed Rancho Bernardo Savings Bank
- Oct 26, 1990FAILEDRancho Bernardo Savings Bank failed, and Rancho Bernardo Federal Savings Bank of San Diego, CA took it over.FDIC certificate 32177 ends; its business continues under certificate 33249.
- Jun 7, 1991RESOLVEDRancho Bernardo Federal Savings Bank of San Diego, CA was closed in a federal resolution, and its business passed to International Savings Bank of San Diego, CA.FDIC certificate 33249 ends; its business continues under certificate 32196.
- Jul 1, 1995MERGEDInternational Savings Bank (by then renamed International Savings Bank, F.S.B.) of San Diego, CA merged into Regency Savings Bank, A FSB of Naperville, IL.FDIC certificate 32196 ends; its business continues under certificate 27770.
- Jan 1, 2006MERGEDRegency Savings Bank, A FSB of Naperville, IL merged into Park National Bank of Chicago, IL.FDIC certificate 27770 ends; its business continues under certificate 11677.
- Oct 30, 2009FAILEDPark National Bank of Chicago, IL failed, and U.S. Bank National Association of Cincinnati, OH took it over.FDIC certificate 11677 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from Rancho Bernardo Savings Bank
A lien that was never released
Rancho Bernardo Savings Bank failed on Oct 26, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask U.S. Bank National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Rancho Bernardo Federal Savings Bank). Start with U.S. Bank National Association, and ask them to search under the name Rancho Bernardo Savings Bank.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask U.S. Bank National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32177 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.