Bank Branches › Closed and merged banks › Texas › National United
What happened to National United?
National United in Gatesville, TX (earlier called The First National Bank of Gatesville and 2 other names) merged into BancorpSouth Bank of Tupelo, MS on May 1, 2021. After 1 more change of hands, what was National United is today part of The Huntington National Bank (Columbus, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1889The First National Bank of Gatesville opens in Gatesville, TX
- Feb 21, 1938renamed The National Bank of Gatesville
- May 7, 1990renamed National Bank
- Jan 26, 2017renamed National United
- May 1, 2021MERGEDNational United merged into BancorpSouth Bank of Tupelo, MS.FDIC certificate 3214 ends; its business continues under certificate 11813.
- Feb 1, 2026MERGEDBancorpSouth Bank (by then renamed Cadence Bank) of Tupelo, MS merged into The Huntington National Bank of Columbus, OH.FDIC certificate 11813 ends; its business continues under certificate 6560.
- TodayOPEN
The Huntington National BankMain office Columbus, OH · FDIC certificate 6560 · 1,452 offices in 21 states on June 30, 2026Every The Huntington National Bank office → Website on file with the FDIC: www.huntington.com
If you still have something from National United
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows National United as lienholder, start with The Huntington National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask The Huntington National Bank to search for the account under the name National United. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask The Huntington National Bank which branch now holds boxes from the National United office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 905 E Main StGatesville, TX | OpenThe Huntington National Bank |
| 4103 E Central Texas ExpyKilleen, TX | OpenThe Huntington National Bank |
| 101 E 9th StLampasas, TX | OpenThe Huntington National Bank |
| 5500 Bagby AveWaco, TX | OpenThe Huntington National Bank |
| 408 South Main StreetCopperas Cove, TX | No longer reported |
| 701 North Hewitt DriveHewitt, TX | No longer reported |
| 810 S Rock St Ste 100Georgetown, TX | No longer reported |
| 12444 East Highway 190Kempner, TX | No longer reported |
| 2408 South Clear Creek Road, Suite 109Killeen, TX | No longer reported |
| 505-507 East U.S. Highway 190Copperas Cove, TX | No longer reported |
Banks folded into National United
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Peoples BankHewitt, TX | Jun 13, 1991 |
| Cove State BankCopperas Cove, TX | Apr 19, 1990 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 3214 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.