Bank Branches › Closed and merged banks › Florida › Metropolitan Federal Savings and Loan Association
What happened to Metropolitan Federal Savings and Loan Association?
Metropolitan Federal Savings and Loan Association in Hialeah, FL was merged into New Metropolitan Federal Savings and Loan Association of Hialeah, FL with federal assistance on Nov 30, 1986. After 2 more changes of hands, what was Metropolitan Federal Savings and Loan Association is today part of Desjardins Bank, National Association (Hallandale, FL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1982Metropolitan Federal Savings and Loan Association opens in Hialeah, FL
- Nov 30, 1986ASSISTED MERGERMetropolitan Federal Savings and Loan Association was merged into New Metropolitan Federal Savings and Loan Association of Hialeah, FL with federal assistance.FDIC certificate 32123 ends; its business continues under certificate 32494.
- Jul 19, 1991FAILEDNew Metropolitan Federal Savings and Loan Association of Hialeah, FL failed, and New Metropolitan Federal Savings Bank of Hialeah, FL took it over.FDIC certificate 32494 ends; its business continues under certificate 33460.
- Feb 28, 1992RESOLVEDNew Metropolitan Federal Savings Bank of Hialeah, FL was closed in a federal resolution, and its business passed to Desjardins Federal Savings Bank of Hallandale, FL.FDIC certificate 33460 ends; its business continues under certificate 33565.
- TodayOPEN
Desjardins Bank, National AssociationMain office Hallandale, FL · FDIC certificate 33565 · 2 offices in 1 state on June 30, 2026Every Desjardins Bank, National Association office → Website on file with the FDIC: www.Desjardinsbank.com
If you still have something from Metropolitan Federal Savings and Loan Association
A lien that was never released
New Metropolitan Federal Savings and Loan Association failed on Jul 19, 1991, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Desjardins Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, New Metropolitan Federal Savings Bank). Start with Desjardins Bank, National Association, and ask them to search under the name Metropolitan Federal Savings and Loan Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Desjardins Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32123 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.