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Bank Branches › Closed and merged banks › Florida › Community First Bank

FDIC certificate 32085 · Jacksonville, FL

What happened to Community First Bank?

Community First Bank in Jacksonville, FL (earlier called Community Savings and Loan Association and 1 other name) merged into Compass Bank of Jacksonville, FL on Aug 24, 1996. After 2 more changes of hands, what was Community First Bank is today part of PNC Bank, National Association (Wilmington, DE).

1981
opened
1996
merged away
3
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1981
    Community Savings and Loan Association opens in Jacksonville, FL
  2. Dec 31, 1984
    renamed Comunity Savings Bank
  3. Dec 27, 1990
    renamed Community First Bank
  4. Aug 24, 1996
    MERGEDCommunity First Bank merged into Compass Bank of Jacksonville, FL.FDIC certificate 32085 ends; its business continues under certificate 33461.
  5. Sep 17, 1997
    MERGEDCompass Bank of Jacksonville, FL merged into Compass Bank of Birmingham, AL.FDIC certificate 33461 ends; its business continues under certificate 19048.
  6. Oct 8, 2021
    MERGEDCompass Bank (by then renamed Bbva USA) of Birmingham, AL merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 19048 ends; its business continues under certificate 6384.
  7. Today
    OPEN
    PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026

    Every PNC Bank, National Association office →   Website on file with the FDIC: www.pnc.com

If you still have something from Community First Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Community First Bank as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask PNC Bank, National Association to search for the account under the name Community First Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask PNC Bank, National Association which branch now holds boxes from the Community First Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

11 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.

OfficeLast filed under itNow
401 Mariner BlvdSpring Hill, FL1996OpenPNC Bank, National Association
7205 Forest Oaks BlvdSpring Hill, FL1996OpenPNC Bank, National Association
536 Blanding BlvdOrange Park, FL1996OpenPNC Bank, National Association
299 Monument RdJacksonville, FL1996OpenPNC Bank, National Association
1036 Dunn Ave, Ste 2Jacksonville, FL1996OpenPNC Bank, National Association
3740 Beach Blvd, Ste 101Jacksonville, FL1996No longer reported
10304 San Jose BoulevardJacksonville, FL1996No longer reported
9559 Baymeadows RoadJacksonville, FL1996No longer reported
226 Solana Road Ste 8Ponte Vedra, FL1996No longer reported
33 S Hogan StJacksonville, FL1995No longer reported
6709 Ridge RoadPort Richey, FL1994No longer reported

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32085 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.