Bank Branches › Closed and merged banks › Texas › GNB Financial, National Association
What happened to GNB Financial, National Association?
GNB Financial, National Association in Gainesville, TX (earlier called The Gainesville National Bank in Gainesville and 1 other name) merged into Prosperity Bank of El Campo, TX on Jan 31, 2007. Prosperity Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1933The Gainesville National Bank in Gainesville opens in Gainesville, TX
- Apr 19, 1994renamed Guaranty National Bank
- Jul 1, 2003renamed GNB Financial, National Association
- Jan 31, 2007MERGEDGNB Financial, National Association merged into Prosperity Bank of El Campo, TX.FDIC certificate 3208 ends; its business continues under certificate 16835.
- TodayOPEN
Prosperity BankMain office El Campo, TX · FDIC certificate 16835 · 344 offices in 2 states on June 30, 2026Every Prosperity Bank office → Website on file with the FDIC: www.prosperitybankusa.com
If you still have something from GNB Financial, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows GNB Financial, National Association as lienholder, start with Prosperity Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Prosperity Bank to search for the account under the name GNB Financial, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Prosperity Bank which branch now holds boxes from the GNB Financial, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
9 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 201 E California StGainesville, TX | OpenProsperity Bank |
| 4400 Main StThe Colony, TX | OpenProsperity Bank |
| 1100 N Stemmons StSanger, TX | OpenProsperity Bank |
| 1000 East Division, Suite aMuenster, TX | OpenProsperity Bank |
| 401 Ferris AveWaxahachie, TX | OpenProsperity Bank |
| 1800 LawrenceGainesville, TX | No longer reported |
| 2200 West Ennis AvenueEnnis, TX | No longer reported |
| 4691 State Highway 121The Colony, TX | No longer reported |
| West Frontage Road I-35Valley View, TX | No longer reported |
Banks folded into GNB Financial, National Association
3 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| First Bank & TrustEnnis, TX | Jul 1, 2003 |
| The Valley View National BankValley View, TX | Jun 28, 1990 |
| The First National Bank of SangerSanger, TX | Mar 1, 1990 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 3208 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.