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FDIC certificate 32037 · Salt Lake City, UT

What happened to Home Savings Bank?

Home Savings Bank in Salt Lake City, UT (earlier called Home Savings and Loan Association and 1 other name) failed, and Home Savings Bank, F.S.B. of Salt Lake City, UT took it over on Jul 5, 1990. After 1 more change of hands, what was Home Savings Bank is today part of Zions Bancorporation, N.A. (Salt Lake City, UT).

1915
opened
1990
failed
3
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1915
    Home Savings and Loan Association opens in Salt Lake City, UT
  2. Aug 31, 1988
    renamed Home Savings and Loan
  3. later
    renamed Home Savings Bank
  4. Jul 5, 1990
    FAILEDHome Savings Bank failed, and Home Savings Bank, F.S.B. of Salt Lake City, UT took it over.FDIC certificate 32037 ends; its business continues under certificate 33094.
  5. Feb 28, 1992
    RESOLVEDHome Savings Bank, F.S.B. of Salt Lake City, UT was closed in a federal resolution, and its business passed to Zions First National Bank of Salt Lake City, UT.FDIC certificate 33094 ends; its business continues under certificate 2270.
  6. Today
    OPEN
    Zions Bancorporation, N.A.Main office Salt Lake City, UT · FDIC certificate 2270 · 409 offices in 11 states on June 30, 2026

    Every Zions Bancorporation, N.A. office →   Website on file with the FDIC: www.zionsbancorporation.com

If you still have something from Home Savings Bank

A lien that was never released

Home Savings Bank failed on Jul 5, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.

Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Zions Bancorporation, N.A. as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Home Savings Bank, F.S.B.). Start with Zions Bancorporation, N.A., and ask them to search under the name Home Savings Bank.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Zions Bancorporation, N.A.. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32037 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.