Bank Branches › Closed and merged banks › Puerto Rico › Home Federal Savings and Loan Association of Puerto Rico
What happened to Home Federal Savings and Loan Association of Puerto Rico?
Home Federal Savings and Loan Association of Puerto Rico in Ponce, PR was merged into Caguas Federal Savings and Loan Association of Puerto Rico of Caguas, PR with federal assistance on Nov 30, 1984. After 2 more changes of hands, what was Home Federal Savings and Loan Association of Puerto Rico is today part of FirstBank Puerto Rico (Santurce, PR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1972Home Federal Savings and Loan Association of Puerto Rico opens in Ponce, PR
- Nov 30, 1984ASSISTED MERGERHome Federal Savings and Loan Association of Puerto Rico was merged into Caguas Federal Savings and Loan Association of Puerto Rico of Caguas, PR with federal assistance.FDIC certificate 31617 ends; its business continues under certificate 31078.
- Aug 31, 1990RESOLVEDCaguas Federal Savings and Loan Association of Puerto Rico of Caguas, PR was closed in a federal resolution, and its business passed to Banco Santander Puerto Rico of San Juan, PR.FDIC certificate 31078 ends; its business continues under certificate 20828. The FDIC's failure list dates the failure May 25, 1990.
- Sep 1, 2020MERGEDBanco Santander Puerto Rico of San Juan, PR merged into FirstBank Puerto Rico of Santurce, PR.FDIC certificate 20828 ends; its business continues under certificate 30387.
- TodayOPEN
FirstBank Puerto RicoMain office Santurce, PR · FDIC certificate 30387 · 73 offices in 3 states on June 30, 2026Every FirstBank Puerto Rico office → Website on file with the FDIC: www.1firstbank.com
If you still have something from Home Federal Savings and Loan Association of Puerto Rico
A lien that was never released
Caguas Federal Savings and Loan Association of Puerto Rico failed on May 25, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask FirstBank Puerto Rico as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Banco Santander Puerto Rico). Start with FirstBank Puerto Rico, and ask them to search under the name Home Federal Savings and Loan Association of Puerto Rico.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask FirstBank Puerto Rico. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31617 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.