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Bank Branches › Closed and merged banks › Texas › Lone Star State Bank of West Texas

FDIC certificate 3116 · Lubbock, TX

What happened to Lone Star State Bank of West Texas?

Lone Star State Bank of West Texas in Lubbock, TX (earlier called The First National Bank of Brownfield and 2 other names) merged into Prosperity Bank of El Campo, TX on Apr 1, 2024. Prosperity Bank is open today.

1919
opened
2024
merged away
4
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1919
    The First National Bank of Brownfield opens in Lubbock, TX
  2. Oct 12, 2006
    renamed The First Bank of Brownfield
  3. Nov 27, 2006
    renamed First Bank of Brownfield
  4. Oct 9, 2008
    renamed Lone Star State Bank of West Texas
  5. Apr 1, 2024
    MERGEDLone Star State Bank of West Texas merged into Prosperity Bank of El Campo, TX.FDIC certificate 3116 ends; its business continues under certificate 16835.
  6. Today
    OPEN
    Prosperity BankMain office El Campo, TX · FDIC certificate 16835 · 344 offices in 2 states on June 30, 2026

    Every Prosperity Bank office →   Website on file with the FDIC: www.prosperitybankusa.com

If you still have something from Lone Star State Bank of West Texas

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Lone Star State Bank of West Texas as lienholder, start with Prosperity Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Prosperity Bank to search for the account under the name Lone Star State Bank of West Texas. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Prosperity Bank which branch now holds boxes from the Lone Star State Bank of West Texas office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

5 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.

OfficeLast filed under itNow
600 E Fm 700Big Spring, TX2023OpenProsperity Bank
2975 Jbs PkwyOdessa, TX2023OpenProsperity Bank
6220 Milwaukee AveLubbock, TX2023OpenProsperity Bank
1004 N Big Spring St, Ste 100Midland, TX2023No longer reported
301 W Main StBrownfield, TX2023No longer reported

Banks folded into Lone Star State Bank of West Texas

1 bank merged directly into this charter.

BankEndedHow
Lone Star State Bank of West TexasLubbock, TXOct 9, 2008merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 3116 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.