Bank Branches › Closed and merged banks › Texas › Compass Bank-Central Texas
What happened to Compass Bank-Central Texas?
Compass Bank-Central Texas in Belton, TX (earlier called The Peoples National Bank of Belton and 1 other name) merged into Compass Bank of Houston, TX on Jul 16, 1996. After 2 more changes of hands, what was Compass Bank-Central Texas is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1907The Peoples National Bank of Belton opens in Belton, TX
- May 17, 1991renamed Peoples National Bank
- May 17, 1996renamed Compass Bank-Central Texas
- Jul 16, 1996MERGEDCompass Bank-Central Texas merged into Compass Bank of Houston, TX.FDIC certificate 3101 ends; its business continues under certificate 27419.
- Oct 23, 1998MERGEDCompass Bank of Houston, TX merged into Compass Bank of Birmingham, AL.FDIC certificate 27419 ends; its business continues under certificate 19048.
- Oct 8, 2021MERGEDCompass Bank (by then renamed Bbva USA) of Birmingham, AL merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 19048 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Compass Bank-Central Texas
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Compass Bank-Central Texas as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Compass Bank-Central Texas. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Compass Bank-Central Texas office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
3 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 313 E Central AveBelton, TX | OpenPNC Bank, National Association |
| 1004 Marlandwood RdTemple, TX | OpenPNC Bank, National Association |
| 960 N Main StSalado, TX | OpenPNC Bank, National Association |
Banks folded into Compass Bank-Central Texas
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Texas Bank and Trust of TempleTemple, TX | May 9, 1991 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 3101 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.