Bank Branches › Closed and merged banks › Pennsylvania › First Financial Bank
What happened to First Financial Bank?
First Financial Bank in Downingtown, PA (earlier called Downingtown Savings and Loan Association and 1 other name) merged into Willow Grove Bank of Wayne, PA on Aug 31, 2005. After 3 more changes of hands, what was First Financial Bank is today part of KeyBank National Association (Cleveland, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1922Downingtown Savings and Loan Association opens in Downingtown, PA
- Apr 30, 1987renamed First Financial Savings Association
- Sep 4, 2001renamed First Financial Bank
- Aug 31, 2005MERGEDFirst Financial Bank merged into Willow Grove Bank of Wayne, PA.FDIC certificate 30929 ends; its business continues under certificate 30089.
- Dec 6, 2008MERGEDWillow Grove Bank (by then renamed Willow Financial Bank) of Wayne, PA merged into The Harleysville National Bank and Trust Company of Harleysville, PA.FDIC certificate 30089 ends; its business continues under certificate 7516.
- Apr 9, 2010MERGEDThe Harleysville National Bank and Trust Company of Harleysville, PA merged into First Niagara Bank, National Association of Buffalo, NY.FDIC certificate 7516 ends; its business continues under certificate 16004.
- Oct 8, 2016MERGEDFirst Niagara Bank, National Association of Buffalo, NY merged into KeyBank National Association of Cleveland, OH.FDIC certificate 16004 ends; its business continues under certificate 17534.
- TodayOPEN
KeyBank National AssociationMain office Cleveland, OH · FDIC certificate 17534 · 951 offices in 16 states on June 30, 2026Every KeyBank National Association office → Website on file with the FDIC: www.key.com
If you still have something from First Financial Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First Financial Bank as lienholder, start with KeyBank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask KeyBank National Association to search for the account under the name First Financial Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask KeyBank National Association which branch now holds boxes from the First Financial Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
13 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 3909 W Lincoln HwyDowningtown, PA | OpenKeyBank National Association |
| 1197 Wilmington PikeWest Chester, PA | OpenKeyBank National Association |
| 601 N Pottstown PikeExton, PA | OpenKeyBank National Association |
| 838 E Baltimore PikeKennett Square, PA | OpenKeyBank National Association |
| 82 Quarry RdDowningtown, PA | OpenKeyBank National Association |
| 200 Lancaster AveFrazer, PA | OpenKeyBank National Association |
| 414 W Lancaster AveDevon, PA | No longer reported |
| 102 Airport RoadCoatesville, PA | No longer reported |
| 300 Simpson DriveChester Springs, PA | No longer reported |
| 100 East Lancaster AveDowningtown, PA | No longer reported |
| 16 East Market StreetWest Chester, PA | No longer reported |
| 119 Pennsylvania AveAvondale, PA | No longer reported |
| 112 East Lincoln HighwayCoatesville, PA | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 30929 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.