Bank Branches › Closed and merged banks › Maryland › Community Bank of the Chesapeake
What happened to Community Bank of the Chesapeake?
Community Bank of the Chesapeake in Waldorf, MD (earlier called Tri-County Federal Savings and Loan Association and 2 other names) merged into Shore United Bank, National Association of Easton, MD on Jul 1, 2023. Shore United Bank, National Association is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1950Tri-County Federal Savings and Loan Association opens in Waldorf, MD
- May 31, 1988renamed Tri-County Federal Savings Bank of Waldorf
- Mar 31, 1997renamed Community Bank of Tri-County
- Oct 18, 2013renamed Community Bank of the Chesapeake
- Jul 1, 2023MERGEDCommunity Bank of the Chesapeake merged into Shore United Bank, National Association of Easton, MD.FDIC certificate 30903 ends; its business continues under certificate 4832.
- TodayOPEN
Shore United Bank, National AssociationMain office Easton, MD · FDIC certificate 4832 · 40 offices in 3 states on June 30, 2026Every Shore United Bank, National Association office → Website on file with the FDIC: shoreunitedbank.com
If you still have something from Community Bank of the Chesapeake
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Community Bank of the Chesapeake as lienholder, start with Shore United Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Shore United Bank, National Association to search for the account under the name Community Bank of the Chesapeake. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Shore United Bank, National Association which branch now holds boxes from the Community Bank of the Chesapeake office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
20 offices filed under this charter in some year from 1994 on. 12 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 200 Market Square DrPrince Frederick, MD | OpenShore United Bank, National Association |
| 101 Drury DrLa Plata, MD | OpenShore United Bank, National Association |
| 25395 Pt Lookout RoadLeonardtown, MD | OpenShore United Bank, National Association |
| 3035 Leonardtown RdWaldorf, MD | OpenShore United Bank, National Association |
| 30165 Three Notch RdCharlotte Hall, MD | OpenShore United Bank, National Association |
| 202 Centennial StreetLa Plata, MD | OpenShore United Bank, National Association |
| 10321 Southern Maryland BlvdDunkirk, MD | OpenShore United Bank, National Association |
| 425 William StFredericksburg, VA | OpenShore United Bank, National Association |
| 22730 Three Notch RdLexington Park, MD | OpenShore United Bank, National Association |
| 11725 Rousby Hall RdLusby, MD | OpenShore United Bank, National Association |
| 8010 Matthews RdBryans Road, MD | OpenShore United Bank, National Association |
| 5831 Plank RdFredericksburg, VA | OpenShore United Bank, National Association |
| 20 St Patricks DriveWaldorf, MD | No longer reported |
| #6 St Mary's AvenueLa Plata, MD | No longer reported |
| 11166 Fairfax BoulevardFairfax, VA | No longer reported |
| 1340 Central Park Blvd Suite 106Fredericksburg, VA | No longer reported |
| 16384 Consumer RowKing George, VA | No longer reported |
| 10195 Berry RoadWaldorf, MD | No longer reported |
| 8730 Mitchell RoadLA Plata, MD | No longer reported |
| 11750 Business Park Drive Unit 101Waldorf, MD | No longer reported |
Banks folded into Community Bank of the Chesapeake
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| County First BankLa Plata, MD | Jan 1, 2018 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 30903 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.