Bank Branches › Closed and merged banks › New Jersey › Sayreville Savings and Loan Association
What happened to Sayreville Savings and Loan Association?
Sayreville Savings and Loan Association in Old Bridge, NJ merged into Penn Federal Savings Bank of Newark, NJ on Oct 31, 1982. After 2 more changes of hands, what was Sayreville Savings and Loan Association is today part of Flagstar Bank, National Association (Hicksville, NY).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1923Sayreville Savings and Loan Association opens in Old Bridge, NJ
- Oct 31, 1982MERGEDSayreville Savings and Loan Association merged into Penn Federal Savings Bank of Newark, NJ.FDIC certificate 30557 ends; its business continues under certificate 30179.
- Apr 2, 2007MERGEDPenn Federal Savings Bank of Newark, NJ merged into New York Community Bank of Hicksville, NY.FDIC certificate 30179 ends; its business continues under certificate 16022.
- Dec 1, 2022MERGEDNew York Community Bank of Hicksville, NY merged into Flagstar Bank, National Association of Hicksville, NY.FDIC certificate 16022 ends; its business continues under certificate 32541.
- TodayOPEN
Flagstar Bank, National AssociationMain office Hicksville, NY · FDIC certificate 32541 · 345 offices in 10 states on June 30, 2026Every Flagstar Bank, National Association office → Website on file with the FDIC: www.flagstar.com
If you still have something from Sayreville Savings and Loan Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Sayreville Savings and Loan Association as lienholder, start with Flagstar Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Flagstar Bank, National Association to search for the account under the name Sayreville Savings and Loan Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Flagstar Bank, National Association which branch now holds boxes from the Sayreville Savings and Loan Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 30557 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.