Bank Branches › Closed and merged banks › Tennessee › Metropolitan Federal Bank, a federal savings bank
What happened to Metropolitan Federal Bank, a federal savings bank?
Metropolitan Federal Bank, a federal savings bank in Nashville, TN (earlier called Metropolitan Federal Savings and Loan Association) failed, and Metropolitan Federal Savings and Loan Association, F.A. of Nashville, TN took it over on Apr 19, 1991. After 2 more changes of hands, what was Metropolitan Federal Bank, a federal savings bank is today part of Regions Bank (Birmingham, AL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1949Metropolitan Federal Savings and Loan Association opens in Nashville, TN
- Nov 27, 1990renamed Metropolitan Federal Bank, a federal savings bank
- Apr 19, 1991FAILEDMetropolitan Federal Bank, a federal savings bank failed, and Metropolitan Federal Savings and Loan Association, F.A. of Nashville, TN took it over.FDIC certificate 30392 ends; its business continues under certificate 33387.
- Mar 27, 1992RESOLVEDMetropolitan Federal Savings and Loan Association, F.A. of Nashville, TN was closed in a federal resolution, and its business passed to Union Planters National Bank of Memphis, TN.FDIC certificate 33387 ends; its business continues under certificate 4979.
- Jun 30, 2005MERGEDUnion Planters National Bank (by then renamed Union Planters Bank, National Association) of Memphis, TN merged into Regions Bank of Birmingham, AL.FDIC certificate 4979 ends; its business continues under certificate 12368.
- TodayOPEN
Regions BankMain office Birmingham, AL · FDIC certificate 12368 · 1,245 offices in 16 states on June 30, 2026Every Regions Bank office → Website on file with the FDIC: www.regions.com
If you still have something from Metropolitan Federal Bank, a federal savings bank
A lien that was never released
Metropolitan Federal Bank, a federal savings bank failed on Apr 19, 1991, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Regions Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Metropolitan Federal Savings and Loan Association, F.A.). Start with Regions Bank, and ask them to search under the name Metropolitan Federal Bank, a federal savings bank.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Regions Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into Metropolitan Federal Bank, a federal savings bank
5 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.
| Bank | Ended |
|---|---|
| American Trust Savings Bank, FSBHendersonville, TN | Nov 30, 1987 |
| First Federal Savings and Loan AssociationUnion City, TN | Jun 30, 1982 |
| First Federal Savings and Loan Association of Lauderdale CoRipley, TN | Jun 30, 1982 |
| First Federal Savings and Loan AssociationNashville, TN | Jun 30, 1981 |
| First Franklin Federal Savings and Loan AssociationFranklin, TN | Jun 30, 1981 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 30392 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.