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Bank Branches › Closed and merged banks › Ohio › AmTrust Bank

FDIC certificate 29776 · Cleveland, OH

What happened to AmTrust Bank?

AmTrust Bank in Cleveland, OH (earlier called Ohio Savings Association and 2 other names) failed, and New York Community Bank of Hicksville, NY took it over on Dec 4, 2009. After 1 more change of hands, what was AmTrust Bank is today part of Flagstar Bank, National Association (Hicksville, NY).

1921
opened
2009
failed
4
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1921
    Ohio Savings Association opens in Cleveland, OH
  2. Mar 31, 1987
    renamed Ohio Savings Bank
  3. Mar 31, 1995
    renamed Ohio Savings Bank, F.S.B.
  4. Apr 23, 2007
    renamed AmTrust Bank
  5. Dec 4, 2009
    FAILEDAmTrust Bank failed, and New York Community Bank of Hicksville, NY took it over.FDIC certificate 29776 ends; its business continues under certificate 16022.
  6. Dec 1, 2022
    MERGEDNew York Community Bank of Hicksville, NY merged into Flagstar Bank, National Association of Hicksville, NY.FDIC certificate 16022 ends; its business continues under certificate 32541.
  7. Today
    OPEN
    Flagstar Bank, National AssociationMain office Hicksville, NY · FDIC certificate 32541 · 345 offices in 10 states on June 30, 2026

    Every Flagstar Bank, National Association office →   Website on file with the FDIC: www.flagstar.com

If you still have something from AmTrust Bank

A lien that was never released

AmTrust Bank failed on Dec 4, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Flagstar Bank, National Association, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, New York Community Bank). Start with Flagstar Bank, National Association, and ask them to search under the name AmTrust Bank.

For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Flagstar Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

89 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
4800 Great Northern BlvdNorth Olmsted, OH2009OpenFlagstar Bank, National Association
29169 Euclid AveWickliffe, OH2009OpenFlagstar Bank, National Association
15001 Snow RdBrook Park, OH2009OpenFlagstar Bank, National Association
20133 Farnsleigh RdShaker Heights, OH2009OpenFlagstar Bank, National Association
874 Sw St. Lucie West BlvdPort St. Lucie, FL2009No longer reported
20423 State Rd #7 Suite F-20Boca Raton, FL2009No longer reported
5550 Glades RdBoca Raton, FL2009No longer reported
145 N. Congress AveBoynton Beach, FL2009No longer reported
7499 West Atlantic AveDelray, FL2009No longer reported
1536a South Federal HighwayDelray Beach, FL2009No longer reported
6404 Lake Worth RdLake Worth, FL2009No longer reported
11375 Legacy Ave.Palm Beach Gardens, FL2009No longer reported
2625 State Rd. 7Wellington, FL2009No longer reported
603 Village Blvd Suite 101West Balm Beach, FL2009No longer reported
2315 Vanderbilt Beach Rd.Naples, FL2009No longer reported
1835 Brittain RdAkron, OH2009No longer reported
1956 West Market StAkron, OH2009No longer reported
2783 State RdCuyahoga Falls, OH2009No longer reported
3050 West Market StFairlawn, OH2009No longer reported
8210 Macedonia Commons BlvdMacedonia, OH2009No longer reported
2975 West Ray Rd.Chandler, AZ2009No longer reported
4979 S. Alma School Rd.Chandler, AZ2009No longer reported
20750 N. John Wayne ParkwayMaricopa, AZ2009No longer reported
1545 South Power RoadMesa, AZ2009No longer reported
10633 North Tatum Blvd.Phoenix, AZ2009No longer reported
2200 East Camelback Rd., PhoenixPhoenix, AZ2009No longer reported
24 East Camelback Rd.Phoenix, AZ2009No longer reported
4025 East Chandler BlvdPhoenix, AZ2009No longer reported
6900 East Camelback RdScottsdale, AZ2009No longer reported
8764 East Shea BlvdScottsdale, AZ2009No longer reported
10706 West Bell RoadSun City, AZ2009No longer reported
14543 Grand AvenueSurprise, AZ2009No longer reported
3001 University DrCoral Springs, FL2009No longer reported
3600 West Hillsboro RdDeerfield Beach, FL2009No longer reported
3700 North Ocean Blvd.Fort Lauderdale, FL2009No longer reported
15870 Pines Blvd.Pembroke Pines, FL2009No longer reported
8211 West Broward BlvdPlantation, FL2009No longer reported
8401 W. Oakland Park BlvdSunrise, FL2009No longer reported
1144 Weston RoadWeston, FL2009No longer reported
8810 Mentor AveMentor, OH2009No longer reported

Banks folded into AmTrust Bank

2 banks merged directly into this charter.

BankEndedHow
Amtrust Bank, F.S.B.Boca Raton, FLApr 1, 1995merged
Ohio Savings AssociationCleveland, OHOct 31, 1980merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29776 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.