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Bank Branches › Closed and merged banks › Idaho › U.S. Bank of Idaho, National Association

FDIC certificate 2976 · Coueur D'Alene, ID

What happened to U.S. Bank of Idaho, National Association?

U.S. Bank of Idaho, National Association in Coueur D'Alene, ID (earlier called First National Bank in Spokane) merged into West One Bank, Idaho of Boise, ID on Aug 9, 1996. After 3 more changes of hands, what was U.S. Bank of Idaho, National Association is today part of U.S. Bank National Association (Cincinnati, OH).

1882
opened
1996
merged away
2
names it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1882
    First National Bank in Spokane opens in Coueur D'Alene, ID
  2. Feb 19, 1992
    renamed U.S. Bank of Idaho, National Association
  3. Aug 9, 1996
    MERGEDU.S. Bank of Idaho, National Association merged into West One Bank, Idaho of Boise, ID.FDIC certificate 2976 ends; its business continues under certificate 2848.
  4. Jun 13, 1997
    MERGEDWest One Bank, Idaho (by then renamed U. S. Bank of Idaho) of Boise, ID merged into United States National Bank of Oregon of Portland, OR.FDIC certificate 2848 ends; its business continues under certificate 2916.
  5. Aug 1, 1997
    MERGEDUnited States National Bank of Oregon of Portland, OR merged into First Bank National Association of Minneapolis, MN.FDIC certificate 2916 ends; its business continues under certificate 5134.
  6. Aug 9, 2001
    MERGEDFirst Bank National Association (by then renamed U.S. Bank National Association) of Minneapolis, MN merged into U.S. Bank National Association of Cincinnati, OH.FDIC certificate 5134 ends; its business continues under certificate 6548.
  7. Today
    OPEN
    U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026

    Every U.S. Bank National Association office →   Website on file with the FDIC: www.usbank.com

If you still have something from U.S. Bank of Idaho, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows U.S. Bank of Idaho, National Association as lienholder, start with U.S. Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask U.S. Bank National Association to search for the account under the name U.S. Bank of Idaho, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask U.S. Bank National Association which branch now holds boxes from the U.S. Bank of Idaho, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

12 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.

OfficeLast filed under itNow
2400 12th Avenue RoadNampa, ID1996No longer reported
2615 East Cleveland BoulevardCaldwell, ID1996No longer reported
1103 Vista AvenueBoise, ID1996No longer reported
675 North MilwaukeeBoise, ID1996No longer reported
12195 West Mcmillan RoadBoise, ID1996No longer reported
802 West BannockBoise, ID1996No longer reported
40 East FairviewMeridian, ID1996No longer reported
West 225 ApplewayCoeur D'alene, ID1996No longer reported
301 3rd StreetCoueur D'alene, ID1996No longer reported
709 East Seltice WayPost Falls, ID1996No longer reported
332 Thain RoadLewiston, ID1996No longer reported
123 West HanleyCoeur D'alene, ID1994No longer reported

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 2976 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.