Bank Branches › Closed and merged banks › Ohio › Home Bank, F.S.B.
What happened to Home Bank, F.S.B.?
Home Bank, F.S.B. in Lakewood, OH (earlier called Home Federal Savings and Loan Association and 1 other name) merged into Charter One Bank, F.S.B. of Cleveland, OH on Sep 20, 1997. After 1 more change of hands, what was Home Bank, F.S.B. is today part of Citizens Bank, National Association (Providence, RI).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1911Home Federal Savings and Loan Association opens in Lakewood, OH
- Apr 4, 1984renamed Home Federal Savings Bank, Northern Ohio
- Feb 23, 1995renamed Home Bank, F.S.B.
- Sep 20, 1997MERGEDHome Bank, F.S.B. merged into Charter One Bank, F.S.B. of Cleveland, OH.FDIC certificate 29558 ends; its business continues under certificate 28932.
- Sep 1, 2007MERGEDCharter One Bank, F.S.B. (by then renamed Charter One Bank, National Association) of Cleveland, OH merged into RBS Citizens, National Association of Providence, RI.FDIC certificate 28932 ends; its business continues under certificate 57957.
- TodayOPEN
Citizens Bank, National AssociationMain office Providence, RI · FDIC certificate 57957 · 971 offices in 16 states on June 30, 2026Every Citizens Bank, National Association office → Website on file with the FDIC: www.citizensbank.com
If you still have something from Home Bank, F.S.B.
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Home Bank, F.S.B. as lienholder, start with Citizens Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Citizens Bank, National Association to search for the account under the name Home Bank, F.S.B.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Citizens Bank, National Association which branch now holds boxes from the Home Bank, F.S.B. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 30159 Detroit RdWestlake, OH | OpenCitizens Bank, National Association |
| 3212 Vestal Parkway E.Vestal, NY | No longer reported |
| 7820 Plaza BlvdMentor, OH | No longer reported |
| 19779 Center Ridge RoadRocky River, OH | No longer reported |
| 3401 Richmond Rd.Beachwood, OH | No longer reported |
| 1200 Babbitt RdEuclid, OH | No longer reported |
| 12222 Madison Ave.Lakewood, OH | No longer reported |
| 789 S.o.m. Center Rd.Mayfield Village, OH | No longer reported |
| 2175 Warrensville Center Rd.University Heights, OH | No longer reported |
| 30020 Detroit Rd.Westlake, OH | No longer reported |
Banks folded into Home Bank, F.S.B.
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.
| Bank | Ended |
|---|---|
| Superior Federal Savings AssociationCleveland, OH | Sep 27, 1991 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29558 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.