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Bank Branches › Closed and merged banks › Ohio › 1ST Ohio Savings Bank, FSB

FDIC certificate 29158 · Saint Bernard, OH

What happened to 1ST Ohio Savings Bank, FSB?

1ST Ohio Savings Bank, FSB in Saint Bernard, OH (earlier called First Federal Savings and Loan Association of St Bernard) failed, and Patriot Federal Savings Bank of Harrison, OH took it over on Mar 13, 1992. After 3 more changes of hands, what was 1ST Ohio Savings Bank, FSB is today part of First Financial Bank (Cincinnati, OH).

1932
opened
1992
failed
2
names it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1932
    First Federal Savings and Loan Association of St Bernard opens in Saint Bernard, OH
  2. Mar 31, 1985
    renamed 1ST Ohio Savings Bank, FSB
  3. Mar 13, 1992
    FAILED1ST Ohio Savings Bank, FSB failed, and Patriot Federal Savings Bank of Harrison, OH took it over.FDIC certificate 29158 ends; its business continues under certificate 33576.
  4. Sep 1, 1995
    MERGEDPatriot Federal Savings Bank of Harrison, OH merged into The Merchants Bank and Trust Company of West Harrison, IN.FDIC certificate 33576 ends; its business continues under certificate 13351.
  5. Oct 13, 2014
    MERGEDThe Merchants Bank and Trust Company of West Harrison, IN merged into MainSource Bank of Greensburg, IN.FDIC certificate 13351 ends; its business continues under certificate 5766.
  6. Apr 1, 2018
    MERGEDMainSource Bank of Greensburg, IN merged into First Financial Bank of Cincinnati, OH.FDIC certificate 5766 ends; its business continues under certificate 6600.
  7. Today
    OPEN
    First Financial BankMain office Cincinnati, OH · FDIC certificate 6600 · 162 offices in 5 states on June 30, 2026

    Every First Financial Bank office →   Website on file with the FDIC: www.bankatfirst.com

If you still have something from 1ST Ohio Savings Bank, FSB

A lien that was never released

1ST Ohio Savings Bank, FSB failed on Mar 13, 1992, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.

Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask First Financial Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Patriot Federal Savings Bank). Start with First Financial Bank, and ask them to search under the name 1ST Ohio Savings Bank, FSB.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask First Financial Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29158 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.