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Bank Branches › Closed and merged banks › Iowa › Cedar Falls Savings and Loan Association

FDIC certificate 29039 · Cedar Falls, IA

What happened to Cedar Falls Savings and Loan Association?

Cedar Falls Savings and Loan Association in Cedar Falls, IA merged into American Federal Savings and Loan Association of Iowa of Des Moines, IA on Jan 31, 1984. After 5 more changes of hands, what was Cedar Falls Savings and Loan Association is today part of U.S. Bank National Association (Cincinnati, OH).

1882
opened
1984
merged away
1
name it used
6
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1882
    Cedar Falls Savings and Loan Association opens in Cedar Falls, IA
  2. Jan 31, 1984
    MERGEDCedar Falls Savings and Loan Association merged into American Federal Savings and Loan Association of Iowa of Des Moines, IA.FDIC certificate 29039 ends; its business continues under certificate 29728.
  3. Feb 9, 1990
    FAILEDAmerican Federal Savings and Loan Association of Iowa of Des Moines, IA failed, and American Federal Savings Association of Iowa of Des Moines, IA took it over.FDIC certificate 29728 ends; its business continues under certificate 32890.
  4. Feb 8, 1991
    RESOLVEDAmerican Federal Savings Association of Iowa of Des Moines, IA was closed in a federal resolution, and its business passed to Metropolitan Federal Bank, FSB of Fargo, ND.FDIC certificate 32890 ends; its business continues under certificate 28256.
  5. May 31, 1997
    MERGEDMetropolitan Federal Bank, FSB (by then renamed First Bank, Federal Savings Bank) of Fargo, ND merged into First Bank National Association of Minneapolis, MN.FDIC certificate 28256 ends; its business continues under certificate 5199.
  6. Jul 11, 1997
    MERGEDFirst Bank National Association of Minneapolis, MN merged into First National Bank of East Grand Forks of Minneapolis, MN.FDIC certificate 5199 ends; its business continues under certificate 5134.
  7. Aug 9, 2001
    MERGEDFirst National Bank of East Grand Forks (by then renamed U.S. Bank National Association) of Minneapolis, MN merged into U.S. Bank National Association of Cincinnati, OH.FDIC certificate 5134 ends; its business continues under certificate 6548.
  8. Today
    OPEN
    U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026

    Every U.S. Bank National Association office →   Website on file with the FDIC: www.usbank.com

If you still have something from Cedar Falls Savings and Loan Association

A lien that was never released

American Federal Savings and Loan Association of Iowa failed on Feb 9, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.

Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask U.S. Bank National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, American Federal Savings Association of Iowa). Start with U.S. Bank National Association, and ask them to search under the name Cedar Falls Savings and Loan Association.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask U.S. Bank National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29039 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.