Bank Branches › Closed and merged banks › Pennsylvania › Baird Savings Association
What happened to Baird Savings Association?
Baird Savings Association in King Of Prussia, PA merged into Home Unity Savings and Loan Association of Lafayette Hill, PA on Jul 31, 1980. After 2 more changes of hands, what was Baird Savings Association is today part of Santander Bank, N.A. (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1904Baird Savings Association opens in King Of Prussia, PA
- Jul 31, 1980MERGEDBaird Savings Association merged into Home Unity Savings and Loan Association of Lafayette Hill, PA.FDIC certificate 28909 ends; its business continues under certificate 28867.
- Jun 4, 1992FAILEDHome Unity Savings and Loan Association of Lafayette Hill, PA failed, and Home Unity Federal Savings and Loan Association of Lafayette Hill, PA took it over.FDIC certificate 28867 ends; its business continues under certificate 33605.
- Aug 27, 1993RESOLVEDHome Unity Federal Savings and Loan Association of Lafayette Hill, PA was closed in a federal resolution, and its business passed to Sovereign Bank, A Federal Savings Bank of Wilmington, DE.FDIC certificate 33605 ends; its business continues under certificate 29950.
- TodayOPEN
Santander Bank, N.A.Main office Wilmington, DE · FDIC certificate 29950 · 368 offices in 9 states on June 30, 2026Every Santander Bank, N.A. office → Website on file with the FDIC: www.santander.com
If you still have something from Baird Savings Association
A lien that was never released
Home Unity Savings and Loan Association failed on Jun 4, 1992, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Santander Bank, N.A. as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Home Unity Federal Savings and Loan Association). Start with Santander Bank, N.A., and ask them to search under the name Baird Savings Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Santander Bank, N.A.. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28909 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.