Bank Branches › Closed and merged banks › Iowa › First Federal Savings and Loan Association of Rock Rapids
What happened to First Federal Savings and Loan Association of Rock Rapids?
First Federal Savings and Loan Association of Rock Rapids in Rock Rapids, IA was merged into United Federal Savings Bank of Iowa of Des Moines, IA with federal assistance on Dec 31, 1975. After 2 more changes of hands, what was First Federal Savings and Loan Association of Rock Rapids is today part of West Bank (West Des Moines, IA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1933First Federal Savings and Loan Association of Rock Rapids opens in Rock Rapids, IA
- Dec 31, 1975ASSISTED MERGERFirst Federal Savings and Loan Association of Rock Rapids was merged into United Federal Savings Bank of Iowa of Des Moines, IA with federal assistance.FDIC certificate 28824 ends; its business continues under certificate 29287.
- Mar 22, 1991FAILEDUnited Federal Savings Bank of Iowa of Des Moines, IA failed, and United Federal Savings Association of Iowa of Des Moines, IA took it over.FDIC certificate 29287 ends; its business continues under certificate 33358.
- Jun 24, 1994RESOLVEDUnited Federal Savings Association of Iowa of Des Moines, IA was closed in a federal resolution, and its business passed to West Des Moines State Bank of West Des Moines, IA.FDIC certificate 33358 ends; its business continues under certificate 15614.
- TodayOPEN
West BankMain office West Des Moines, IA · FDIC certificate 15614 · 11 offices in 2 states on June 30, 2026Every West Bank office → Website on file with the FDIC: WWW.WESTBANKSTRONG.COM
If you still have something from First Federal Savings and Loan Association of Rock Rapids
A lien that was never released
United Federal Savings Bank of Iowa failed on Mar 22, 1991, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask West Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, United Federal Savings Association of Iowa). Start with West Bank, and ask them to search under the name First Federal Savings and Loan Association of Rock Rapids.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask West Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28824 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.