Bank Branches › Closed and merged banks › New York › Chemung Valley Federal Savings and Loan Association
What happened to Chemung Valley Federal Savings and Loan Association?
Chemung Valley Federal Savings and Loan Association in Elmira, NY merged into Columbia Banking Federal Savings and Loan Association of Rochester, NY on Sep 30, 1981. After 4 more changes of hands, what was Chemung Valley Federal Savings and Loan Association is today part of KeyBank National Association (Cleveland, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1875Chemung Valley Federal Savings and Loan Association opens in Elmira, NY
- Sep 30, 1981MERGEDChemung Valley Federal Savings and Loan Association merged into Columbia Banking Federal Savings and Loan Association of Rochester, NY.FDIC certificate 28726 ends; its business continues under certificate 29855.
- Jun 12, 1992FAILEDColumbia Banking Federal Savings and Loan Association of Rochester, NY failed, and Columbia Banking Federal Savings Association of Rochester, NY took it over.FDIC certificate 29855 ends; its business continues under certificate 33610.
- Jun 3, 1994RESOLVEDColumbia Banking Federal Savings Association of Rochester, NY was closed in a federal resolution, and its business passed to Key Bank of New York of Albany, NY.FDIC certificate 33610 ends; its business continues under certificate 6937.
- Jun 30, 1997MERGEDKey Bank of New York (by then renamed Keybank National Association) of Albany, NY merged into KeyBank National Association of Salt Lake City, UT.FDIC certificate 6937 ends; its business continues under certificate 1254.
- Jun 30, 1997MERGEDKeyBank National Association of Salt Lake City, UT merged into KeyBank National Association of Cleveland, OH.FDIC certificate 1254 ends; its business continues under certificate 17534.
- TodayOPEN
KeyBank National AssociationMain office Cleveland, OH · FDIC certificate 17534 · 951 offices in 16 states on June 30, 2026Every KeyBank National Association office → Website on file with the FDIC: www.key.com
If you still have something from Chemung Valley Federal Savings and Loan Association
A lien that was never released
Columbia Banking Federal Savings and Loan Association failed on Jun 12, 1992, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask KeyBank National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Columbia Banking Federal Savings Association). Start with KeyBank National Association, and ask them to search under the name Chemung Valley Federal Savings and Loan Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask KeyBank National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28726 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.