Bank Branches › Closed and merged banks › Utah › Heritage Bank
What happened to Heritage Bank?
Heritage Bank in Saint George, UT (earlier called Heritage Savings and Loan Association and 2 other names) closed voluntarily on Dec 31, 2015. It did not fail.
The chain, step by step
From the day it opened to the last entry on record. Each step is one entry in the FDIC's record.
- 1917Heritage Savings and Loan Association opens in Saint George, UT
- Jul 31, 1984renamed First Charter Savings Bank
- Jan 12, 1995renamed Heritage Savings Bank
- Jul 9, 1999renamed Heritage Bank
- Dec 31, 2015CLOSEDHeritage Bank closed voluntarily. It did not fail.FDIC certificate 28665 ends.
- NO SUCCESSOR BANK
The FDIC record ends here. No operating bank carries this charter today.
If you still have something from Heritage Bank
A lien that was never released
Heritage Bank closed voluntarily, and the FDIC says it cannot process lien releases for banks that closed voluntarily and liquidated or closed without government assistance. The FDIC says it may be able to help only where the lender was a failed bank placed in FDIC receivership.
Our suggestion, not the FDIC's: a title company or real-estate attorney in the county where the lien is recorded will know how that state clears a lien from a lender that no longer exists.
An old account, passbook or CD
With no successor bank to ask, go to the unclaimed-property program of the state of the owner's last known address on the bank's records. The OCC gives the same advice for old records from a bank that no longer exists.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Contents of boxes left behind are handled under state unclaimed-property law. Start with the unclaimed-property program of Utah, where the box was.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
1 office filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 95 E Tabernacle St Ste 201Saint George, UT | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28665 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.